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SB 474

EnactedCrossfile HB 848
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Health Insurance - Adverse Decisions - Notices, Reporting, and Examinations

Sponsor: Pamela Beidle (District 32)Committee: FinanceSubject: Health - InsuranceStatus: Approved by the Governor - Chapter 670 (as of Dec 1, 2025)

What this bill does

Official synopsis

Requiring that certain adverse decision and grievance decision notices include certain information in a certain manner; requiring certain carriers, if the number of adverse decisions issued by the carrier for a type of service has grown by 10% or more in the immediately preceding calendar year or 25% or more in the immediately preceding 3 calendar years, to provide certain information to the Maryland Insurance Commissioner; authorizing the Commissioner to use certain adverse decision information as the basis of an examination; etc.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (0)

MGA witness list
FAV 28FavorableFWA 6Favorable with amendmentsUNF 1Unfavorable
PositionWitnessOrganizationTestimony
FAVSheppard, JDAPTA MDWritten (PDF)
FAVShattuck, DaniellobbyistBrocato & ShattuckOral
FAVPeters, SarahlobbyistHusch Blackwell StrategiesWritten (PDF)
FAVNavabi, JenniferlobbyistMaryland Academy of Physician AssistantsWritten (PDF)
FAVNavabi, JenniferlobbyistMaryland Community Health SystemWritten (PDF)
FAVWhitaker, JakelobbyistMaryland Hospital AssociationWritten (PDF)
FAVWhitaker, JakelobbyistMaryland Hospital AssociationWritten (PDF)
FAVGrant, MarieMaryland Insurance AdministrationOral + Written (PDF)
FAVPlante, CeciliaMaryland Legislative CoalitionWritten (PDF)
FAVPlante, CeciliaMaryland Legislative CoalitionWritten (PDF)
FAVNavabi, JenniferlobbyistMaryland Occupational Therapy AssociationWritten (PDF)
FAVDickerson, TaylorMaryland Psychological AssociationWritten (PDF)
FAVDoherty, DanielMaryland State Dental Association, Maryland Society of Oral & Maxillofacial SurgeonsPosition only
FAVDoherty, DanielMaryland State Dental Association, Maryland Society of Oral & Maxillofacial SurgeonsPosition only
FAVWilliams, IrniseOAGWritten (PDF)
FAVWilliams, IrniseOAGWritten (PDF)
FAVMansfield, AndrealobbyistTowing & Recovery Professionals of MarylandWritten (PDF)
FAVMansfield, AndrealobbyistTowing & Recovery Professionals of MarylandWritten (PDF)
FAVHoffman, CharlotteTrans MarylandWritten (PDF)
FAVKaplowitz, Richard KAPYearWritten (PDF)
FAVBeidle, PamelaIndividualWritten (PDF)
FAVBeidle, PamelaIndividualWritten (PDF)
FAVDeMarco, VincentlobbyistIndividualWritten (PDF)
FAVElliott, RobynlobbyistIndividualWritten (PDF)
FAVKauffman, DannalobbyistIndividualOral + Written (PDF)
FAVMeyerovich, MarkIndividualPosition only
FAVSenator Beidle, Senator BeidlelegislatorIndividualOral
FAVSenator Beidle, Senator BeidlelegislatorIndividualOral
UNFWieland, TomRitchie Pharmacy , Brooklyn Park, Md.Position only
FWAWilliams, RileyMaryland Insurance AdministrationWritten (PDF)
FWAPuentes, EricalobbyistProgressive MarylandWritten (PDF)
FWAPaddy, MichaellobbyistPublic Policy PartnersOral + Written (PDF)
FWAKaplowitz, Richard KAPYearWritten (PDF)
FWAGlenn, DavidIndividualWritten (PDF)
FWAMacMillan, Jacqueline (Jackie)IndividualWritten (PDF)

Organizations on record

Registered lobbyists who testified

FAVShattuck, DanielBrocato & ShattuckRegistered for: Acorn Health; American Physical Therapy Association Maryland - APTA MD; Arthritis & Rheumatism Associates, P.C.; Associates in Radiation Medicine; League for People with Disabilities, The; Maryland Academy of Nutrition and Dietetics
FAVPeters, SarahHusch Blackwell StrategiesRegistered for: Action Now Initiative, LLC; Alibaba; Ameresco; American Diabetes Association; Apartment & Office Building Association; Barwood Taxi Service
FAVNavabi, JenniferMaryland Academy of Physician AssistantsRegistered for: B'More Clubhouse; Chase Brexton Health System; Children's Advocacy Institute; Coordinating Center, The; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.
FAVNavabi, JenniferMaryland Community Health SystemRegistered for: B'More Clubhouse; Chase Brexton Health System; Children's Advocacy Institute; Coordinating Center, The; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.
FAVWhitaker, JakeMaryland Hospital AssociationRegistered for: Maryland Hospital Association
FAVWhitaker, JakeMaryland Hospital AssociationRegistered for: Maryland Hospital Association
FAVNavabi, JenniferMaryland Occupational Therapy AssociationRegistered for: B'More Clubhouse; Chase Brexton Health System; Children's Advocacy Institute; Coordinating Center, The; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.
FAVMansfield, AndreaTowing & Recovery Professionals of MarylandRegistered for: HDR Engineering, Inc.; Adventist HealthCare, Inc.; Alkermes; Alterwood Health, Inc.; American Chemistry Council; Amrize North America Inc., formerly Holcim Participations (US) Inc.
FAVMansfield, AndreaTowing & Recovery Professionals of MarylandRegistered for: HDR Engineering, Inc.; Adventist HealthCare, Inc.; Alkermes; Alterwood Health, Inc.; American Chemistry Council; Amrize North America Inc., formerly Holcim Participations (US) Inc.
FAVDeMarco, VincentRegistered for: Maryland Citizens' Health Initiative, Inc.; Maryland Citizens' Health Initiative Education Fund
FAVElliott, RobynRegistered for: American Association for Marriage and Family Therapists; Amica Center for Immigrant Rights; CareForth; Chase Brexton Health System; Coordinating Center, The; Diabetes Patient Advocacy Coalition
FAVKauffman, DannaRegistered for: Amazon.com Services, LLC; American Association of Dental Boards c/o Commission on Dental Competency Assessments; Baltimore Gas and Electric Company; Behavioral Health System Baltimore; City of Rockville; Community Behavioral Health Association of Maryland
FWAPuentes, EricaProgressive MarylandRegistered for: Progressive Maryland
FWAPaddy, MichaelPublic Policy PartnersRegistered for: American Cancer Society Cancer Action Network; Campaign to Protect Patient Health d/b/a Value of Care Coalition; Chase Brexton Health System; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.; Gilead Sciences, Inc.