HB 848

Health Insurance - Adverse Decisions - Notices, Reporting, and Examinations

Sponsor: Joseline A. Peña-Melnyk (District 21)Committee: Health and Government OperationsSubject: Health - InsuranceStatus: Approved by the Governor - Chapter 669 (as of Dec 1, 2025)

What this bill does

Official synopsis

Requiring that certain adverse decision and grievance decision notices include certain information in a certain manner; requiring that the information regarding criteria and standards for utilization review that a private review agent is required to post on its website or the carrier's website be posted on the member's and provider's pages of the websites; requiring that certain information submitted to the Maryland Insurance Commissioner be aggregated by zip code; etc.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (0)

MGA witness list

FAV 28FavorableFWA 4Favorable with amendments

Position	Witness	Organization	Testimony
FAV	Sheppard, JD	APTA MD	Written (PDF)
FAV	Johnson, Deronlobbyist	Amgen	Position only
FAV	Shattuck, Daniellobbyist	Brocato & Shattuck	Oral
FAV	Hudson, Lee	Delaware-Maryland Synod, ELCA	Position only
FAV	Murphy, JD	MD Chesapeake Chapter of the National Association of Pediatric Nurse Practitioners (NAPNAP)	Position only
FAV	Navabi, Jenniferlobbyist	Maryland Academy of Physician Assistants	Written (PDF)
FAV	Navabi, Jenniferlobbyist	Maryland Community Health System	Written (PDF)
FAV	Whitaker, Jakelobbyist	Maryland Hospital Association	Oral + Written (PDF)
FAV	Whitaker, Jakelobbyist	Maryland Hospital Association	Written (PDF)
FAV	Grant, Marie	Maryland Insurance Administration	Oral + Written (PDF)
FAV	Plante, Cecilia	Maryland Legislative Coalition	Written (PDF)
FAV	Peters, Sarahlobbyist	Maryland Podiatric Medical Association	Written (PDF)
FAV	Dickerson, Taylor	Maryland Psychological Association	Written (PDF)
FAV	Doherty, Daniel	Maryland State Dental Association, Maryland Society of Oral & Maxillofacial Surgeons	Position only
FAV	Doherty, Daniel	Maryland State Dental Association, Maryland Society of Oral & Maxillofacial Surgeons	Position only
FAV	Williams, Irnise	OAG	Written (PDF)
FAV	Paddy, Michaellobbyist	Public Policy Partners	Written (PDF)
FAV	Mansfield, Andrealobbyist	Towing & Recovery Professionals of Maryland	Written (PDF)
FAV	Mansfield, Andrealobbyist	Towing & Recovery Professionals of Maryland	Written (PDF)
FAV	Kaplowitz, Richard KAP	Year	Written (PDF)
FAV	Bagwell, Ashlielobbyist	Individual	Written (PDF)
FAV	DeMarco, Vincentlobbyist	Individual	Written (PDF)
FAV	Delegate Pena-Melnyk, Delegate Pena-Melnyklegislator	Individual	Oral
FAV	Delegate Pena-Melnyk, Delegate Pena-Melnyklegislator	Individual	Oral
FAV	Elliott, Robynlobbyist	Individual	Position only
FAV	Elliott, Robynlobbyist	Individual	Position only
FAV	Kauffman, Dannalobbyist	Individual	Oral + Written (PDF)
FAV	Peña-Melnyk, Chair Joseline	Individual	Written (PDF)
FWA	Williams, Riley	Maryland Insurance Administration	Written (PDF)
FWA	Williams, Irnise	OAG	Written (PDF)
FWA	Kaplowitz, Richard KAP	Year	Written (PDF)
FWA	Elliott, Robynlobbyist	Individual	Oral + Written (PDF)

Organizations on record

AmgenFAV 1

APTA MDFAV 1

Brocato & ShattuckFAV 1

Delaware-Maryland Synod, ELCAFAV 1

Maryland Academy of Physician AssistantsFAV 1

Maryland Community Health SystemFAV 1

Maryland Hospital AssociationFAV 2

Maryland Insurance AdministrationFAV 1FWA 1

Maryland Legislative CoalitionFAV 1

Maryland Podiatric Medical AssociationFAV 1

Maryland Psychological AssociationFAV 1

Maryland State Dental Association, Maryland Society of Oral & Maxillofacial SurgeonsFAV 2

MD Chesapeake Chapter of the National Association of Pediatric Nurse Practitioners (NAPNAP)FAV 1

OAGFAV 1FWA 1

Public Policy PartnersFAV 1

Towing & Recovery Professionals of MarylandFAV 2

YearFAV 1FWA 1

Registered lobbyists who testified

FAVJohnson, DeronAmgenRegistered for: Amgen, Inc.

FAVShattuck, DanielBrocato & ShattuckRegistered for: Acorn Health; American Physical Therapy Association Maryland - APTA MD; Arthritis & Rheumatism Associates, P.C.; Associates in Radiation Medicine; League for People with Disabilities, The; Maryland Academy of Nutrition and Dietetics…

FAVNavabi, JenniferMaryland Academy of Physician AssistantsRegistered for: B'More Clubhouse; Chase Brexton Health System; Children's Advocacy Institute; Coordinating Center, The; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.…

FAVNavabi, JenniferMaryland Community Health SystemRegistered for: B'More Clubhouse; Chase Brexton Health System; Children's Advocacy Institute; Coordinating Center, The; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.…

FAVWhitaker, JakeMaryland Hospital AssociationRegistered for: Maryland Hospital Association

FAVPeters, SarahMaryland Podiatric Medical AssociationRegistered for: Action Now Initiative, LLC; Alibaba; Ameresco; American Diabetes Association; Apartment & Office Building Association; Barwood Taxi Service…

FAVPaddy, MichaelPublic Policy PartnersRegistered for: American Cancer Society Cancer Action Network; Campaign to Protect Patient Health d/b/a Value of Care Coalition; Chase Brexton Health System; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.; Gilead Sciences, Inc.…

FAVMansfield, AndreaTowing & Recovery Professionals of MarylandRegistered for: HDR Engineering, Inc.; Adventist HealthCare, Inc.; Alkermes; Alterwood Health, Inc.; American Chemistry Council; Amrize North America Inc., formerly Holcim Participations (US) Inc.…

FAVBagwell, AshlieRegistered for: AbbVie Inc.; Aligned Data Centers; American Academy of Anesthesiology Assistants, Inc.; Atmosphere Data Centers LLC; Baltimore Civic Fund, Inc.; Beltway Fine Wine…

FAVDeMarco, VincentRegistered for: Maryland Citizens' Health Initiative, Inc.; Maryland Citizens' Health Initiative Education Fund

FAVElliott, RobynRegistered for: American Association for Marriage and Family Therapists; Amica Center for Immigrant Rights; CareForth; Chase Brexton Health System; Coordinating Center, The; Diabetes Patient Advocacy Coalition…

FAVKauffman, DannaRegistered for: Amazon.com Services, LLC; American Association of Dental Boards c/o Commission on Dental Competency Assessments; Baltimore Gas and Electric Company; Behavioral Health System Baltimore; City of Rockville; Community Behavioral Health Association of Maryland…

FWAElliott, RobynRegistered for: American Association for Marriage and Family Therapists; Amica Center for Immigrant Rights; CareForth; Chase Brexton Health System; Coordinating Center, The; Diabetes Patient Advocacy Coalition…