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Bills/2025 Regular Session

SB 413

Did not advanceCrossfile HB 431
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Consumer Protection - Consumer Contracts - Limitations Periods

Sponsor: Jeff Waldstreicher (District 18)Committee: FinanceSubject: Commercial Law - Consumer ProtectionStatus: First Reading Economic Matters (as of Dec 1, 2025)

What this bill does

Official synopsis

Establishing that any provision of a consumer contract that sets a shorter period of time to bring an action under or on the consumer contract than is required under the law of the State at the time the contract is issued or delivered is void as against public policy; excluding certain entities from the application of the Act; providing that a violation of the Act is a violation of the Consumer Protection Act; and applying the Act prospectively.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (0)

MGA witness list
FAV 9FavorableUNF 2UnfavorableINFO 1Information only
PositionWitnessOrganizationTestimony
FAVSchneiderman, FranzlobbyistConsumer AutoOral + Written (PDF)
FAVSakamoto-Wengel, Steven M.Consumer Protection DivisionOral + Written (PDF)
FAVRezvani, TracyHoward County Office of Consumer ProtectionWritten (PDF)
FAVSteinwedel, WilliamMaryland Legal Aid BureauOral + Written (PDF)
FAVPlante, CeciliaMaryland Legislative CoalitionPosition only
FAVHines, ChristineNational Association of Consumer AdvocatesOral + Written (PDF)
FAVSovern, JeffUniversity of MarylandOral + Written (PDF)
FAVMauer, WilliamIndividualPosition only
FAVSenator Waldstreicher, Senator WaldstreicherlegislatorIndividualOral
UNFEnten, BobMBAOral
UNFGraf, LorilobbyistMaryland Building Industry AssociationWritten (PDF)
INFOHarris, Mrs.IndividualPosition only

Organizations on record

Consumer AutoFAV 1
Consumer Protection DivisionFAV 1
Howard County Office of Consumer ProtectionFAV 1
Maryland Building Industry AssociationUNF 1
Maryland Legal Aid BureauFAV 1
Maryland Legislative CoalitionFAV 1
MBAUNF 1
National Association of Consumer AdvocatesFAV 1
University of MarylandFAV 1

Registered lobbyists who testified

FAVSchneiderman, FranzConsumer AutoRegistered for: Auto Consumer Alliance; Consumer Auto
UNFGraf, LoriMaryland Building Industry AssociationRegistered for: Maryland Building Industry Association