HB 431

Consumer Protection - Consumer Contracts - Limitation Periods

Sponsor: Vaughn Stewart (District 19)Committee: Economic MattersSubject: Civil Actions and ProceduresStatus: Approved by the Governor - Chapter 194 (as of Dec 1, 2025)

What this bill does

Official synopsis

Prohibiting a consumer contract from setting a shorter time to bring an action under or on the consumer contract than required by the law of the State; excluding certain entities from the application of this Act; and applying the Act prospectively.

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Testimony (0)

MGA witness list

FAV 14FavorableUNF 3Unfavorable

Position	Witness	Organization	Testimony
FAV	Schneiderman, Franzlobbyist	Consumer Auto	Oral + Written (PDF)
FAV	Schneiderman, Franzlobbyist	Consumer Auto	Oral + Written (PDF)
FAV	Sakamoto-Wengel, Steven M.	Consumer Protection Division	Oral + Written (PDF)
FAV	Sakamoto-Wengel, Steven M.	Consumer Protection Division	Oral + Written (PDF)
FAV	White, Marcelinelobbyist	Economic Action Maryland	Oral + Written (PDF)
FAV	Steinwedel, William	Maryland Legal Aid Bureau	Oral + Written (PDF)
FAV	Hines, Christine	National Association of Consumer Advocates	Oral + Written (PDF)
FAV	Wieland, Tom	Ritchie Pharmacy , Brooklyn Park, Md.	Written (PDF)
FAV	Turnbull, Emanwel	The Holland Law Firm, P.C.	Oral
FAV	Sovern, Jeff	University of Maryland	Oral + Written (PDF)
FAV	Delegate Stewart, Delegate Stewartlegislator	Individual	Oral
FAV	Delegate Stewart, Delegate Stewartlegislator	Individual	Oral
FAV	Stewart, Vaughn	Individual	Written (PDF)
FAV	Stewart, Vaughn	Individual	Written (PDF)
UNF	Enten, robert	Maryland Building Industry Assoc	Oral
UNF	Enten, robert	Maryland Building Industry Assoc	Oral
UNF	Peters, Scott	Individual	Oral

Organizations on record

Consumer AutoFAV 2

Consumer Protection DivisionFAV 2

Economic Action MarylandFAV 1

Maryland Building Industry AssocUNF 2

Maryland Legal Aid BureauFAV 1

National Association of Consumer AdvocatesFAV 1

Ritchie Pharmacy , Brooklyn Park, Md.FAV 1

The Holland Law Firm, P.C.FAV 1

University of MarylandFAV 1

Registered lobbyists who testified

FAVSchneiderman, FranzConsumer AutoRegistered for: Auto Consumer Alliance; Consumer Auto

FAVWhite, MarcelineEconomic Action MarylandRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition