Homeowner's Insurance - Weather-Related Claims
Sponsor: Cheryl C. Kagan (District 17)Committee: FinanceSubject: Insurance - Other than HealthStatus: Unfavorable Report by Finance (as of Dec 1, 2021)
What this bill does
Official synopsis
Prohibiting an insurer from considering a claim for a weather-related event for the purpose of canceling or refusing to renew coverage for homeowner's insurance if the claim is for an amount of loss that is less than the insured's deductible under the policy or is resolved with no payout to the homeowner by the insurer.
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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.
Testimony (9)
MGA witness listFAV 6FavorableUNF 3Unfavorable
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Straughn, Karen | Consumer Protection Division of the Office of the Attorney General | Written (PDF) |
| FAV | Kagan, Sen. Cheryl | Maryland State Senate | Written (PDF) |
| FAV | McLane, John | OAG / People's Insurance Counsel Division | Oral + Written (PDF) |
| FAV | Sarapi, Evelina | Individual | Oral + Written (PDF) |
| FAV | Senator Kagan, Senator Kaganlegislator | Individual | Oral |
| FAV | Stern, Isadoralobbyist | Individual | Written (PDF) |
| UNF | Enten, Robert | Maryland Building Industry Assoc | Oral |
| UNF | Kirkner, Andrew | National Association of Mutual Insurance Companies | Oral |
| UNF | Egan, Nancylobbyist | Individual | Oral + Written (PDF) |