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HB 641

Did not advanceCrossfile SB 580
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Homeowner's Insurance - Weather-Related Claims

Sponsor: Julie Palakovich Carr (District 17)Committee: Economic MattersSubject: Insurance - Other than HealthStatus: First Reading Finance (as of Dec 1, 2021)

What this bill does

Official synopsis

Prohibiting an insurer from considering a claim for a weather-related event for the purpose of canceling or refusing to renew coverage for homeowner's insurance if the claim is for an amount of loss that is less than the insured's deductible under the policy or is resolved with no payout to or on behalf of the homeowner by the insurer.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (8)

MGA witness list
FAV 5FavorableUNF 3Unfavorable
PositionWitnessOrganizationTestimony
FAVStraughn, KarenConsumer Protection Division of the Office of the Attorney GeneralWritten (PDF)
FAVMcLane, JohnOAG / People's Insurance Counsel DivisionOral + Written (PDF)
FAVDelegate Palakovich Carr, Delegate Palakovich CarrlegislatorIndividualOral
FAVPalakovich Carr, JulieIndividualWritten (PDF)
FAVWhite, MarcelinelobbyistIndividualWritten (PDF)
UNFEnten, RobertMaryland Building Industry AssocOral
UNFKirkner, AndrewNational Association of Mutual Insurance CompaniesOral
UNFEgan, NancylobbyistIndividualOral + Written (PDF)

Organizations on record

Registered lobbyists who testified

FAVWhite, MarcelineRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition
UNFEgan, NancyRegistered for: American Property Casualty Insurance Association