Homeowner's Insurance - Weather-Related Claims
Sponsor: Julie Palakovich Carr (District 17)Committee: Economic MattersSubject: Insurance - Other than HealthStatus: First Reading Finance (as of Dec 1, 2021)
What this bill does
Official synopsis
Prohibiting an insurer from considering a claim for a weather-related event for the purpose of canceling or refusing to renew coverage for homeowner's insurance if the claim is for an amount of loss that is less than the insured's deductible under the policy or is resolved with no payout to or on behalf of the homeowner by the insurer.
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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.
Testimony (8)
MGA witness listFAV 5FavorableUNF 3Unfavorable
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Straughn, Karen | Consumer Protection Division of the Office of the Attorney General | Written (PDF) |
| FAV | McLane, John | OAG / People's Insurance Counsel Division | Oral + Written (PDF) |
| FAV | Delegate Palakovich Carr, Delegate Palakovich Carrlegislator | Individual | Oral |
| FAV | Palakovich Carr, Julie | Individual | Written (PDF) |
| FAV | White, Marcelinelobbyist | Individual | Written (PDF) |
| UNF | Enten, Robert | Maryland Building Industry Assoc | Oral |
| UNF | Kirkner, Andrew | National Association of Mutual Insurance Companies | Oral |
| UNF | Egan, Nancylobbyist | Individual | Oral + Written (PDF) |
Organizations on record
Registered lobbyists who testified
FAVWhite, MarcelineRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition
