Motor Vehicle and Homeowner's Insurance - Use of Claim History in Rating Policies
What this bill does
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from increasing the premium for an insured based on a homeowner's insurance claim under certain circumstances; prohibiting an insurer, with respect to homeowner's insurance, from increasing the premium for an insured based on a private passenger motor vehicle insurance claim under certain circumstances; and authorizing certain insurers to consider certain claim information when rating certain insurance policies under certain circumstances.
Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.
Testimony (14)
MGA witness list| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Straughn, Karen | Consumer Protection Division | Written (PDF) |
| FAV | Paddy, Michaellobbyist | Maryland Insurance Administration | Written (PDF) |
| FAV | McLane, John | Office of the Attorney General | Oral + Written (PDF) |
| FAV | Alsobrooks, Prince Georges Executive | Individual | Written (PDF) |
| FAV | Hester, Senator Katie | Individual | Written (PDF) |
| FAV | Senator Hester, Senator Hesterlegislator | Individual | Oral + Written (PDF) |
| FAV | White, Marcelline | Individual | Written (PDF) |
| UNF | Egan, Nancylobbyist | APCIA | Oral |
| UNF | Egan, Nancylobbyist | APCIA | Oral |
| UNF | Quigley, Tinnalobbyist | Allstate | Oral |
| UNF | Karkhanis, Neallobbyist | League, ACLI, USSA | Oral |
| UNF | Kirkner, Andrew | NAMIC | Oral |
| UNF | Enten, Bob | Individual | Oral |
| UNF | Harding, Marta | Individual | Oral |