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HB 431

Did not advanceCrossfile SB 470
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Motor Vehicle and Homeowner's Insurance - Use of Claim History in Rating Policies

Sponsor: Courtney Watson (District 9B)Committee: Economic MattersSubject: Insurance - Other than HealthStatus: First Reading Finance (as of Nov 6, 2020)

What this bill does

Official synopsis

Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from increasing the premium for an insured based on a homeowner's insurance claim; and prohibiting an insurer, with respect to homeowner's insurance, from increasing the premium for an insured based on a private passenger motor vehicle insurance claim.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (17)

MGA witness list
FAV 10FavorableUNF 7Unfavorable
PositionWitnessOrganizationTestimony
FAVHELLER, DOUGLASCFAWritten (PDF)
FAVStraughn, KarenConsumer Protection DivisionWritten (PDF)
FAVDews, ChristopherlobbyistJOTFOral + Written (PDF)
FAVWHITE, MARCELINElobbyistMCRCWritten (PDF)
FAVPaddy, MichaellobbyistMaryland Insurance AdministrationWritten (PDF)
FAVSTRAUGHN, KARENOAGWritten (PDF)
FAVMcLane, JohnOAG / People's Insurance Counsel DivisionPosition only
FAVMcLane, JohnOAG / People's Insurance Counsel DivisionOral + Written (PDF)
FAVAlsobrooks, Prince George's County ExecutiveIndividualWritten (PDF)
FAVDelegate Watson, C., Delegate Watson, C.legislatorIndividualOral + Written (PDF)
UNFEnten, BobAPCIAOral
UNFQuigley, TinnalobbyistAllstateOral
UNFPopham, BrysonlobbyistIA&B, AIC, & MAMICOral
UNFKirkner, AndrewNAMICOral
UNFHarting, MartalobbyistState FarmOral
UNFKarkhanis, NeallobbyistUSAAOral
UNFegan, nancylobbyistapciaPosition only

Organizations on record

Registered lobbyists who testified

FAVDews, ChristopherJOTFRegistered for: Advance Maryland Education Fund; Beyond Impact; Center for Urban Families; Dews & Associates; Out for Justice, Inc.; REFORM Alliance
FAVWHITE, MARCELINEMCRCRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition
FAVPaddy, MichaelMaryland Insurance AdministrationRegistered for: American Cancer Society Cancer Action Network; Campaign to Protect Patient Health d/b/a Value of Care Coalition; Chase Brexton Health System; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.; Gilead Sciences, Inc.
UNFQuigley, TinnaAllstateRegistered for: Allstate Insurance Company
UNFPopham, BrysonIA&B, AIC, & MAMICRegistered for: Agency Insurance Company of Maryland; Agency Services, Inc.; Army Alliance; Bryson F. Popham P.A.; Building Owners and Managers Association of Greater Baltimore (BOMA); CVS Health
UNFHarting, MartaState FarmRegistered for: Abbott Laboratories; Annie E. Casey Foundation, Inc., The; Asurion Insurance Services, Inc.; Baltimore Community Foundation; Baltimore Gas and Electric Company; Baltimore Public Markets Corporation
UNFKarkhanis, NealUSAARegistered for: American Council of Life Insurers; Tobacco-Free Kids Action Fund; City of Westminster; League of Life & Health Insurers of Maryland, Inc.; It Works Learning Center, Inc.; America's Health Insurance Plans
UNFegan, nancyapciaRegistered for: American Property Casualty Insurance Association