Motor Vehicle and Homeowner's Insurance - Use of Claim History in Rating Policies
Sponsor: Courtney Watson (District 9B)Committee: Economic MattersSubject: Insurance - Other than HealthStatus: First Reading Finance (as of Nov 6, 2020)
What this bill does
Official synopsis
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from increasing the premium for an insured based on a homeowner's insurance claim; and prohibiting an insurer, with respect to homeowner's insurance, from increasing the premium for an insured based on a private passenger motor vehicle insurance claim.
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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.
Testimony (17)
MGA witness listFAV 10FavorableUNF 7Unfavorable
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | HELLER, DOUGLAS | CFA | Written (PDF) |
| FAV | Straughn, Karen | Consumer Protection Division | Written (PDF) |
| FAV | Dews, Christopherlobbyist | JOTF | Oral + Written (PDF) |
| FAV | WHITE, MARCELINElobbyist | MCRC | Written (PDF) |
| FAV | Paddy, Michaellobbyist | Maryland Insurance Administration | Written (PDF) |
| FAV | STRAUGHN, KAREN | OAG | Written (PDF) |
| FAV | McLane, John | OAG / People's Insurance Counsel Division | Position only |
| FAV | McLane, John | OAG / People's Insurance Counsel Division | Oral + Written (PDF) |
| FAV | Alsobrooks, Prince George's County Executive | Individual | Written (PDF) |
| FAV | Delegate Watson, C., Delegate Watson, C.legislator | Individual | Oral + Written (PDF) |
| UNF | Enten, Bob | APCIA | Oral |
| UNF | Quigley, Tinnalobbyist | Allstate | Oral |
| UNF | Popham, Brysonlobbyist | IA&B, AIC, & MAMIC | Oral |
| UNF | Kirkner, Andrew | NAMIC | Oral |
| UNF | Harting, Martalobbyist | State Farm | Oral |
| UNF | Karkhanis, Neallobbyist | USAA | Oral |
| UNF | egan, nancylobbyist | apcia | Position only |
Organizations on record
Registered lobbyists who testified
FAVDews, ChristopherJOTFRegistered for: Advance Maryland Education Fund; Beyond Impact; Center for Urban Families; Dews & Associates; Out for Justice, Inc.; REFORM Alliance…
FAVWHITE, MARCELINEMCRCRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition
FAVPaddy, MichaelMaryland Insurance AdministrationRegistered for: American Cancer Society Cancer Action Network; Campaign to Protect Patient Health d/b/a Value of Care Coalition; Chase Brexton Health System; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.; Gilead Sciences, Inc.…
UNFPopham, BrysonIA&B, AIC, & MAMICRegistered for: Agency Insurance Company of Maryland; Agency Services, Inc.; Army Alliance; Bryson F. Popham P.A.; Building Owners and Managers Association of Greater Baltimore (BOMA); CVS Health…
UNFHarting, MartaState FarmRegistered for: Abbott Laboratories; Annie E. Casey Foundation, Inc., The; Asurion Insurance Services, Inc.; Baltimore Community Foundation; Baltimore Gas and Electric Company; Baltimore Public Markets Corporation…
UNFKarkhanis, NealUSAARegistered for: American Council of Life Insurers; Tobacco-Free Kids Action Fund; City of Westminster; League of Life & Health Insurers of Maryland, Inc.; It Works Learning Center, Inc.; America's Health Insurance Plans…
