SB 425

Debt Collection - Exemptions From Attachment and Execution

Sponsor: Pamela Beidle (District 32)Committee: FinanceSubject: Commercial Law - Consumer ProtectionStatus: Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 184 (as of Nov 6, 2020)

What this bill does

Official synopsis

Altering the amount of wages of a judgment debtor that are exempt from attachment to be the greater of 75% of the disposable wages due or 30 times the State minimum hourly wage in effect at the time the wages are due, multiplied by the number of weeks during which the wages due were earned; and applying the Act prospectively.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (31)

MGA witness list

FAV 22FavorableUNF 9Unfavorable

Position	Witness	Organization	Testimony
FAV	McKinney, Robinlobbyist	Cash Campaign	Written (PDF)
FAV	Sakamoto-Wengel, Steve	Consumer Protection Division	Written (PDF)
FAV	Dews, Christopherlobbyist	JOTF	Position only
FAV	White, Marcelinelobbyist	MCRC	Position only
FAV	Rodwin, Davidlobbyist	PJC	Written (PDF)
FAV	McLane, John	People's Insurance Counsel	Written (PDF)
FAV	Spencer, Renee	baltimore city resident	Written (PDF)
FAV	Raynaud, Helene	cccsmd	Written (PDF)
FAV	Barkley-Denney, Whitney	crl	Written (PDF)
FAV	Turnbull, Emanwel	holland law firm	Written (PDF)
FAV	Dews, Christopherlobbyist	jotf	Written (PDF)
FAV	Jefferson, Staceylobbyist	map	Written (PDF)
FAV	White, Marcelinelobbyist	mcrc	Written (PDF)
FAV	Sweeney, Christopher	mvls	Written (PDF)
FAV	Hyland, Kathleen	naca	Written (PDF)
FAV	Best, Michael	nclc	Written (PDF)
FAV	Rodwin, Davidlobbyist	pjc	Position only
FAV	Santoni, Jane	svo	Written (PDF)
FAV	Levinsonwaldman, Ariel	tzedek dc/jcrc	Written (PDF)
FAV	Hyland, Kat	Individual	Position only
FAV	Sawyer, Anne	Individual	Position only
FAV	Senator Beidle, Senator Beidlelegislator	Individual	Oral + Written (PDF)
UNF	Bellamy, Lorenzolobbyist	Bellamy Genn Group	Oral + Written (PDF)
UNF	Gibson, Sonia	Encore Capital	Oral + Written (PDF)
UNF	Enten, Robert	MBA,MMHA, Midatlantic Collectors Assoc	Position only
UNF	Murray, Rorylobbyist	MD \| DC CUA	Written (PDF)
UNF	Gagnon, Michele	MD-DC Creditors Bar Association	Position only
UNF	Lagana, Michael	MD-DC Creditors Bar Association	Position only
UNF	Schlee, David	MD-DC Creditors Bar Association	Oral + Written (PDF)
UNF	Kersey, Elizabeth	PRA Group	Written (PDF)
UNF	Gibson, Jessica	Individual	Written (PDF)

Organizations on record

baltimore city residentFAV 1

Bellamy Genn GroupUNF 1

Cash CampaignFAV 1

cccsmdFAV 1

Consumer Protection DivisionFAV 1

crlFAV 1

Encore CapitalUNF 1

holland law firmFAV 1

jotfFAV 1

JOTFFAV 1

mapFAV 1

MBA,MMHA, Midatlantic Collectors AssocUNF 1

mcrcFAV 1

MCRCFAV 1

MD | DC CUAUNF 1

MD-DC Creditors Bar AssociationUNF 3

mvlsFAV 1

nacaFAV 1

nclcFAV 1

People's Insurance CounselFAV 1

pjcFAV 1

PJCFAV 1

PRA GroupUNF 1

svoFAV 1

tzedek dc/jcrcFAV 1

Registered lobbyists who testified

FAVMcKinney, RobinCash CampaignRegistered for: CASH Campaign of Maryland

FAVDews, ChristopherJOTFRegistered for: Advance Maryland Education Fund; Beyond Impact; Center for Urban Families; Dews & Associates; Out for Justice, Inc.; REFORM Alliance…

FAVWhite, MarcelineMCRCRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition

FAVRodwin, DavidPJCRegistered for: Care in Action

FAVDews, ChristopherjotfRegistered for: Advance Maryland Education Fund; Beyond Impact; Center for Urban Families; Dews & Associates; Out for Justice, Inc.; REFORM Alliance…

FAVJefferson, StaceymapRegistered for: Behavioral Health System Baltimore

FAVWhite, MarcelinemcrcRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition

FAVRodwin, DavidpjcRegistered for: Care in Action

UNFBellamy, LorenzoBellamy Genn GroupRegistered for: ACLU of Maryland; Alliance for Responsible Consumer Legal Funding; American Forest & Paper Association; Americans for Patient Access; Avaya, Inc.; Bellamy Genn Group, LLC…

UNFMurray, RoryMD | DC CUARegistered for: Alliance to Prevent Legionnaire's Disease; American Council of Engineering Companies/MD; Association of Independent Maryland and D.C. Schools; Chesapeake Watershed Restoration Professionals; Kaiser Permanente; Lightstar Renewables…