Consumer Protection - Unsolicited Loans
Sponsor: J.B. Jennings (District 7)Committee: FinanceSubject: Commercial Law - Consumer ProtectionStatus: Approved by the Governor - Chapter 316 (as of Sep 4, 2026)
What this bill does
Official synopsis
Prohibiting a person from sending a check or other negotiable instrument to an individual under certain circumstances; establishing that an individual who receives a check or other negotiable instrument is not liable for the amount of the check or negotiable instrument under certain circumstances; and providing that a person who violates the Act is guilty of a misdemeanor and on conviction is subject to a fine not to exceed $500.
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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.
Testimony (17)
MGA witness listFAV 15FavorableFWA 2Favorable with amendments
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | DeMinco, Lynne | BCRW | Position only |
| FAV | Muckle, Lonialobbyist | CASH Campaign of Maryland | Written (PDF) |
| FAV | Muckle, Lonialobbyist | CASH Campaign of Maryland | Written (PDF) |
| FAV | Bevan-Dangel, Jenniferlobbyist | Economic Action Maryland Fund | Oral + Written (PDF) |
| FAV | Bevan-Dangel, Jenniferlobbyist | Economic Action Maryland Fund | Oral + Written (PDF) |
| FAV | Ullmann, Rachel | Jennings Office | Position only |
| FAV | Nichols, Nora | Office of the Attorney General | Written (PDF) |
| FAV | Nichols, Nora | Office of the Attorney General | Written (PDF) |
| FAV | Lang, Alan | Individual | Position only |
| FAV | Lent, Michael | Individual | Position only |
| FAV | Mauer, William | Individual | Position only |
| FAV | Rosa, Richard | Individual | Position only |
| FAV | Senator Jennings, Senator Jenningslegislator | Individual | Oral |
| FAV | Senator Jennings, Senator Jenningslegislator | Individual | Oral |
| FAV | Tibbals, Trudy | Individual | Position only |
| FWA | Richards, Evanlobbyist | Maryland Bankers Association | Oral + Written (PDF) |
| FWA | Jones, Lisalobbyist | Individual | Oral + Written (PDF) |
Organizations on record
Registered lobbyists who testified
FAVBevan-Dangel, JenniferEconomic Action Maryland FundRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Humane Society of the United States; Chesapeake Bay Foundation; Humane World for Animals
FAVBevan-Dangel, JenniferEconomic Action Maryland FundRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Humane Society of the United States; Chesapeake Bay Foundation; Humane World for Animals
FWAJones, LisaRegistered for: Aligned Data Centers; American Academy of Anesthesiology Assistants, Inc.; Associated Black Charities; Associated Builders & Contractors; Association of Social Work Boards (ASWB) on behalf of National Strategies, LLC; Atmosphere Data Centers LLC…