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SB 521

Enacted
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Health Insurance - Material Changes to Provider Networks - Notification and Special Enrollment Period

Sponsor: Benjamin F. Kramer (District 19)Committee: FinanceSubject: Health - InsuranceStatus: Approved by the Governor - Chapter 650 (as of Sep 4, 2026)

What this bill does

Official synopsis

Requiring certain health systems to comply with certain insurance provisions regarding notice of termination of contracts; altering the notification requirements a carrier is required to provide an enrollee regarding changes to the carrier's provider panel; altering the notice requirements a carrier is required to provide to the Insurance Commissioner for certain material changes to the carrier's provider panel; requiring certain notice if a carrier and health system intend to terminate certain contracts; etc.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (23)

MGA witness list
FAV 19FavorableFWA 3Favorable with amendmentsUNF 1Unfavorable
PositionWitnessOrganizationTestimony
FAVFabbi, CadenInseparableWritten (PDF)
FAVLloyd, DavidlobbyistInseparableWritten (PDF)
FAVWhitaker, JakelobbyistMaryland Hospital AssociationWritten (PDF)
FAVWhitaker, JakelobbyistMaryland Hospital AssociationOral + Written (PDF)
FAVCooney, DavidMaryland Insurance AdministrationOral
FAVGrant, MarieMaryland Insurance AdministrationOral + Written (PDF)
FAVGrant, MarieMaryland Insurance AdministrationWritten (PDF)
FAVKwei, MaryMaryland Insurance AdministrationOral
FAVPlante, CeciliaMaryland Legislative CoalitionWritten (PDF)
FAVPlante, CeciliaMaryland Legislative CoalitionWritten (PDF)
FAVMartin, DanMental Health Association of MarylandWritten (PDF)
FAVLerol, TravisTravis LerolPosition only
FAVKaplowitz, Richard KAPYearWritten (PDF)
FAVKaplowitz, Richard KAPYearWritten (PDF)
FAVDiOrio, AlexandraIndividualWritten (PDF)
FAVKlapper, StephanielobbyistIndividualWritten (PDF)
FAVKlapper, StephanielobbyistIndividualOral + Written (PDF)
FAVSenator Kramer, Senator KramerlegislatorIndividualOral
FAVSenator Kramer, Senator KramerlegislatorIndividualOral
UNFCelentano, MatthewlobbyistThe League of Life and Health Insurers of MarylandWritten (PDF)
FWAWilliams, IrniseOAGWritten (PDF)
FWAWilliams, IrniseOAGWritten (PDF)
FWAKauffman, DannalobbyistIndividualOral + Written (PDF)

Organizations on record

Registered lobbyists who testified

FAVLloyd, DavidInseparableRegistered for: Inseparable Action Inc.
FAVWhitaker, JakeMaryland Hospital AssociationRegistered for: Maryland Hospital Association
FAVWhitaker, JakeMaryland Hospital AssociationRegistered for: Maryland Hospital Association
FAVKlapper, StephanieRegistered for: Maryland Citizens' Health Initiative, Inc.
FAVKlapper, StephanieRegistered for: Maryland Citizens' Health Initiative, Inc.
UNFCelentano, MatthewThe League of Life and Health Insurers of MarylandRegistered for: 38 Degrees North; Advanced Energy United; Alliance of Maryland Dental Plans; Allstate Insurance Company; America's Health Insurance Plans; American Council of Life Insurers
FWAKauffman, DannaRegistered for: Amazon.com Services, LLC; American Association of Dental Boards c/o Commission on Dental Competency Assessments; Baltimore Gas and Electric Company; Behavioral Health System Baltimore; City of Rockville; Community Behavioral Health Association of Maryland