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SB 304

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Collisions With Wild Animals - Prohibited Actions by Insurer

Sponsor: Jack Bailey (District 29)Committee: FinanceSubject: Insurance - Other than HealthStatus: Hearing 2/04 at 1:00 p.m. (as of Sep 4, 2026)

What this bill does

Official synopsis

Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from increasing a premium, adding a surcharge, or removing, altering, or refusing to consider a discount based on accidents or losses caused by a collision with a free-roaming wild animal and for which the insured was not at fault for the loss.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (10)

MGA witness list
FAV 6FavorableUNF 4Unfavorable
PositionWitnessOrganizationTestimony
FAVBailey, JackIndividualWritten (PDF)
FAVLang, AlanIndividualPosition only
FAVMauer, WilliamIndividualPosition only
FAVRosa, RichardIndividualPosition only
FAVSenator Bailey, Senator BaileylegislatorIndividualOral
FAVTibbals, TrudyIndividualPosition only
UNFPachman, LaurenlobbyistAllstateOral
UNFEgan, NancylobbyistAmerican Property & Casualty Insurance AssociationWritten (PDF)
UNFPopham, BrysonlobbyistBryson F. Popham, P.A.Oral + Written (PDF)
UNFRotunno, GinalobbyistNAMICOral

Organizations on record

Registered lobbyists who testified

UNFPachman, LaurenAllstateRegistered for: Allstate Insurance Company
UNFEgan, NancyAmerican Property & Casualty Insurance AssociationRegistered for: American Property Casualty Insurance Association
UNFPopham, BrysonBryson F. Popham, P.A.Registered for: Agency Insurance Company of Maryland; Agency Services, Inc.; Army Alliance; Bryson F. Popham P.A.; Building Owners and Managers Association of Greater Baltimore (BOMA); CVS Health
UNFRotunno, GinaNAMICRegistered for: National Association of Mutual Insurance Companies (NAMIC)