HB 469

Condominiums - Mandatory Insurance Coverage

Sponsor: Marvin E. Holmes, Jr. (District 23)Committee: Economic MattersSubject: Real PropertyStatus: Hearing 2/12 at 1:00 p.m. (as of Sep 4, 2026)

What this bill does

Official synopsis

Requiring a certain condominium unit owner to obtain a condominium unit owner insurance policy or a substantially similar property insurance policy for the unit; requiring a certain insurance policy to include certain provisions; and authorizing a council of unit owners to acquire an insurance policy on behalf of a unit owner who does not maintain a certain required insurance policy and charge the insurance premium as an assessment to the unit owner.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (11)

MGA witness list

FAV 2FavorableFWA 4Favorable with amendmentsUNF 4UnfavorableINFO 1Information only

Position	Witness	Organization	Testimony
FAV	May, Lisalobbyist	Maryland REALTORS	Written (PDF)
FAV	Delegate Holmes, Delegate Holmeslegislator	Individual	Oral
UNF	Lapham, Steven	CHARM Maryland, Inc.	Written (PDF)
UNF	Pohlhaus, Jeannie	Cross Keys	Oral
UNF	Hyatt, Jeanne	NA	Oral
UNF	Harting, Martalobbyist	Venable	Written (PDF)
FWA	Leven, Steve	2700/2800 Stonecliff Condominium Association, Inc.	Oral + Written (PDF)
FWA	Lieberman, Jim	Leisure World	Written (PDF)
FWA	Manougian, Robin	Maryland CAI Legislative Action Committee	Oral + Written (PDF)
FWA	Silverman, Scott	Nagle & Zaller, PC	Oral
INFO	Straughn, Karen	Consumer Protection Division of the Office of the Attorney General	Written (PDF)

Organizations on record

2700/2800 Stonecliff Condominium Association, Inc.FWA 1

CHARM Maryland, Inc.UNF 1

Consumer Protection Division of the Office of the Attorney GeneralINFO 1

Cross KeysUNF 1

Leisure WorldFWA 1

Maryland CAI Legislative Action CommitteeFWA 1

Maryland REALTORSFAV 1

NAUNF 1

Nagle & Zaller, PCFWA 1

VenableUNF 1

Registered lobbyists who testified

FAVMay, LisaMaryland REALTORSRegistered for: Maryland REALTORS; Maryland Association of Realtors

UNFHarting, MartaVenableRegistered for: Abbott Laboratories; Annie E. Casey Foundation, Inc., The; Asurion Insurance Services, Inc.; Baltimore Community Foundation; Baltimore Gas and Electric Company; Baltimore Public Markets Corporation…