Condominiums - Mandatory Insurance Coverage
Sponsor: Marvin E. Holmes, Jr. (District 23)Committee: Environment and TransportationSubject: Real PropertyStatus: Hearing 3/27 at 1:00 p.m. (as of Dec 1, 2025)
What this bill does
Official synopsis
Requiring a certain condominium unit owner to obtain a condominium unit owner insurance policy or a substantially similar property insurance policy for the unit; requiring a certain insurance policy to include certain provisions; and authorizing a council of unit owners to acquire an insurance policy on behalf of a unit owner who does not maintain a certain required insurance policy and charge the insurance premium as an assessment to the unit owner.
AI analysis is off. Set ANTHROPIC_API_KEY to enable summaries, pros and cons, and questions.
Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.
Testimony (0)
MGA witness listFAV 2FavorableFWA 5Favorable with amendmentsUNF 1Unfavorable
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Delegate Holmes, Delegate Holmeslegislator | Individual | Oral |
| FAV | Delegate Holmes, Delegate Holmeslegislator | Individual | Oral |
| UNF | Hyatt, Jeanne | NA | Oral |
| FWA | Manougian, Robin | Community Associations Institute | Written (PDF) |
| FWA | Straughn, Karen | Consumer Protection Division of the Office of the Attorney General | Written (PDF) |
| FWA | Straughn, Karen | Consumer Protection Division of the Office of the Attorney General | Written (PDF) |
| FWA | Manougian, Robin | Maryland Legislative Action Committee | Written (PDF) |
| FWA | Silverman, Scott | Nagle & Zaller, PC | Oral |