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HB 29

Did not advanceCrossfile SB 917
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Electronic Payment Transactions - Interchange Fees - Calculation and Use of Data

Sponsor: Delegate Morgan, T.Committee: Economic MattersSubject: Commercial Law - Credit RegulationStatus: Hearing 1/21 at 1:00 p.m. (as of Dec 1, 2025)

What this bill does

Official synopsis

Requiring certain entities that process electronic payment transactions to exclude, under certain circumstances, the amount of tax and gratuity included in the electronic payment transaction from the amount on which an interchange fee is charged; requiring certain credit and debit card issuers to credit a merchant who provides certain documentation with the amount of the interchange fee charged on the amount of tax and gratuity included in an electronic payment transaction; etc.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (0)

MGA witness list
FAV 12FavorableUNF 17Unfavorable
PositionWitnessOrganizationTestimony
FAVDeKarske, HollyEaston Economic Development CorpOral
FAVMarberger, DavidMSLBAOral
FAVPrice, SarahlobbyistMaryland Retailers AllianceOral + Written (PDF)
FAVKantor, DougNational Association of Convenience StoresOral
FAVMalhotra, SahilRestaurantOral
FAVThompson, MelvinlobbyistRestaurant Association of MarylandOral + Written (PDF)
FAVMcCauley, KirkWMDA - service station, convenience stores and repair facilitiesOral + Written (PDF)
FAVClarke, AnthonyIndividualOral
FAVDelegate Morgan, T., Delegate Morgan, T.legislatorIndividualOral
FAVKurley, JoeIndividualOral
FAVMorgan, ToddIndividualWritten (PDF)
FAVO'Halloran, MikeIndividualWritten (PDF)
UNFWilliams, SeanAirlines for AmericaWritten (PDF)
UNFRayhan, EloraAmerican FInancial Services AssociationWritten (PDF)
UNFPerkins, AndrewAmerican Financial Services AssociationPosition only
UNFSalinger, FrankCard CoalitionWritten (PDF)
UNFHunt, RichardEPCWritten (PDF)
UNFRauschenberger, SteveElectronic Payments CoalitionOral + Written (PDF)
UNFHebert, ClaireElectronic Transactions AssociationWritten (PDF)
UNFBratsakis, JohnMD|DC Credit Union AssociationOral
UNFRichards, EvanlobbyistMaryland Bankers AssociationOral + Written (PDF)
UNFEnten, robertMaryland Building Industry AssocOral
UNFDwyer, PatrickMastercardWritten (PDF)
UNFMason, MichaellobbyistProvidence Strategies LLCWritten (PDF)
UNFPironis, KristenVisit Annapolis & Anne Arundel CountyWritten (PDF)
UNFHose, BrianIndividualOral + Written (PDF)
UNFLibber, MattIndividualWritten (PDF)
UNFMurray, RorylobbyistIndividualWritten (PDF)
UNFdurkin, margaretlobbyistIndividualOral + Written (PDF)

Organizations on record

Registered lobbyists who testified

FAVPrice, SarahMaryland Retailers AllianceRegistered for: Maryland Retailers Alliance; Maryland Retailers Association
FAVThompson, MelvinRestaurant Association of MarylandRegistered for: Restaurant Association of Maryland
UNFRichards, EvanMaryland Bankers AssociationRegistered for: Maryland Bankers Association
UNFMason, MichaelProvidence Strategies LLCRegistered for: AIA Maryland; American Council of Engineering Companies/MD; Annapolis Maritime Museum & Park; Association of Independent Maryland and D.C. Schools; Experience Prince George's; Kaiser Permanente
UNFMurray, RoryRegistered for: Alliance to Prevent Legionnaire's Disease; American Council of Engineering Companies/MD; Association of Independent Maryland and D.C. Schools; Chesapeake Watershed Restoration Professionals; Kaiser Permanente; Lightstar Renewables
UNFdurkin, margaretRegistered for: TechNet