Consumer Protection - Consumer Reporting Agencies - Use of Algorithmic Systems
Sponsor: Terri L. Hill (District 12A)Committee: Economic MattersSubject: Commercial Law - Consumer ProtectionStatus: Hearing 3/10 at 1:00 p.m. (as of Sep 4, 2026)
What this bill does
Official synopsis
Establishing requirements for consumer reporting agencies that use algorithmic systems to assemble or evaluate consumer credit information on consumers for the purpose of furnishing consumer reports to third parties; and requiring the Commissioner of Financial Regulation of the Maryland Department of Labor to establish certain assessment thresholds for algorithms, mandate regular training for human reviewers, and implement a certain whistleblower protection program.
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Testimony (6)
MGA witness listFAV 4FavorableUNF 2Unfavorable
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Kaplowitz, Richard KAP | Year | Written (PDF) |
| FAV | Delegate Hill, Delegate Hilllegislator | Individual | Oral |
| FAV | Hill, Terri | Individual | Oral + Written (PDF) |
| FAV | Waheed, Fatima | Individual | Oral |
| UNF | Taylor, Zachary | CDIA | Oral + Written (PDF) |
| UNF | Davis, Stacey | Individual | Position only |