Climate Change, Homeowner's Insurance, and Emergency Management - Study
Sponsor: David Fraser-Hidalgo (District 15)Committee: Environment and TransportationSubject: Insurance - Other than HealthStatus: Approved by the Governor - Chapter 697 (as of Sep 4, 2026)
What this bill does
Official synopsis
Requiring the University System of Maryland to conduct a study to evaluate the relationship between climate change, homeowner's insurance, and emergency and disaster preparedness; requiring the University, by July 1, 2027, to submit its report to the General Assembly addressing the current state of the National Flood Insurance Program and the private flood insurance market and recommendations on the how the State can incentivize residents to invest in home protection from extreme weather events; etc.
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Testimony (17)
MGA witness listFAV 13FavorableFWA 1Favorable with amendmentsUNF 3Unfavorable
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Emrick, Preeti | Anne Arundel OEM | Oral + Written (PDF) |
| FAV | White, Marcelinelobbyist | Economic Action Maryland | Written (PDF) |
| FAV | Wharton, Leslie | Elders Climate Action | Position only |
| FAV | Hance, Rosalobbyist | Enhanced Impact LLC | Position only |
| FAV | Ryan, Robert William | MML - Emergency Management Officials Dept. | Oral |
| FAV | Fleckenstein, Charlotte | Maryland Association of Counties (MACo) | Oral + Written (PDF) |
| FAV | Grant, Marie | Maryland Insurance Administration | Oral + Written (PDF) |
| FAV | Sexton, Jamie | Maryland Insurance Administration | Oral |
| FAV | Rehr, Rebeccalobbyist | Maryland League of Conservation Voters | Written (PDF) |
| FAV | Creadick, Jr., Hon. Wayne S. | N/A | Written (PDF) |
| FAV | Dietz, Michellelobbyist | The Nature Conservancy | Written (PDF) |
| FAV | Delegate Fraser-Hidalgo, Delegate Fraser-Hidalgolegislator | Individual | Oral |
| FAV | Fraser-Hidalgo, David | Individual | Oral + Written (PDF) |
| UNF | DeMinco, Lynne | BCRW | Position only |
| UNF | Lerol, Travis | Travis Lerol | Position only |
| UNF | Meyerovich, Mark | Individual | Position only |
| FWA | Clark, Andy | Individual | Written (PDF) |
Organizations on record
Registered lobbyists who testified
FAVWhite, MarcelineEconomic Action MarylandRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition
FAVHance, RosaEnhanced Impact LLCRegistered for: Enhanced Impact LLC; Potomac Riverkeeper Network; Sierra Club Maryland Chapter; Advanced Energy United; American Whitewater; Waterkeepers Chesapeake…
FAVRehr, RebeccaMaryland League of Conservation VotersRegistered for: Maryland League of Conservation Voters