HB 1008

Fiduciary Institutions - Exploitation of Seniors and Vulnerable Adults - Protections and Required Referral (Vulnerable Adult Banking Protection Act)

Sponsor: Pam Queen (District 14)Committee: Economic MattersSubject: Financial InstitutionsStatus: Approved by the Governor - Chapter 510 (as of Sep 4, 2026)

What this bill does

Official synopsis

Authorizing a fiduciary institution, under certain circumstances, to delay or deny a disbursement from the account of a certain individual or the account on which a certain individual is a beneficiary; requiring a fiduciary institution, under certain circumstances, to provide certain financial records to certain entities; authorizing a fiduciary institution, under certain circumstances, to contact certain individuals; and providing certain fiduciary institutions immunity from certain liability.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (27)

MGA witness list

FAV 24FavorableFWA 3Favorable with amendments

Position	Witness	Organization	Testimony
FAV	Dean, Jane	AARP	Oral + Written (PDF)
FAV	Westrick, Saralobbyist	AARP Maryland	Oral + Written (PDF)
FAV	Keyes, Rachael	CASH Campaign of Maryland	Written (PDF)
FAV	Muckle, Lonialobbyist	CASH Campaign of Maryland	Oral
FAV	Harris, Mrs	District 25 Constituent	Position only
FAV	White, Marcelinelobbyist	Economic Action Maryland	Written (PDF)
FAV	Nunez, Andrea	Legislative Director, Maryland Department of Aging	Written (PDF)
FAV	Lieberman, Jim	Leisure World	Written (PDF)
FAV	Doyle, Robert	MD Federation of NARFE SLC	Written (PDF)
FAV	Bratsakis, John	MD\|DC Credit Union Association	Oral
FAV	Enten, Robert	Maryland Bankers Association	Oral
FAV	Richards, Evanlobbyist	Maryland Bankers Association	Written (PDF)
FAV	Hartung, Bruce	Maryland Continuing Care Residents Association	Position only
FAV	Shirley, Zak	Maryland Office of the Attorney General - MFVVU	Written (PDF)
FAV	Peters, Meganlobbyist	Maryland Senior Citizens Action Network (MSCAN)	Written (PDF)
FAV	Kuehn, Kendra	NAPSA	Written (PDF)
FAV	Proctor, Karessa	NASW Maryland	Written (PDF)
FAV	Kaplowitz, Richard KAP	Year	Written (PDF)
FAV	Bergofsky, Linda	Individual	Written (PDF)
FAV	Boivin, Judith	Individual	Oral + Written (PDF)
FAV	Delegate Queen, Delegate Queenlegislator	Individual	Oral
FAV	Murray, Rorylobbyist	Individual	Oral + Written (PDF)
FAV	Plantz, Dorothy	Individual	Written (PDF)
FAV	Spiegel, Delegate Ryan	Individual	Oral + Written (PDF)
FWA	Brown-Burnett, Gloria	Department of Human Services	Written (PDF)
FWA	Dodge, Alison	MD Association for Justice	Written (PDF)
FWA	Rice, Mat	Individual	Written (PDF)

Organizations on record

AARPFAV 1

AARP MarylandFAV 1

CASH Campaign of MarylandFAV 2

Department of Human ServicesFWA 1

District 25 ConstituentFAV 1

Economic Action MarylandFAV 1

Legislative Director, Maryland Department of AgingFAV 1

Leisure WorldFAV 1

Maryland Bankers AssociationFAV 2

Maryland Continuing Care Residents AssociationFAV 1

Maryland Office of the Attorney General - MFVVUFAV 1

Maryland Senior Citizens Action Network (MSCAN)FAV 1

MD Association for JusticeFWA 1

MD Federation of NARFE SLCFAV 1

MD|DC Credit Union AssociationFAV 1

NAPSAFAV 1

NASW MarylandFAV 1

YearFAV 1

Registered lobbyists who testified

FAVWestrick, SaraAARP MarylandRegistered for: AARP Maryland

FAVMuckle, LoniaCASH Campaign of MarylandRegistered for: CASH Campaign of Maryland

FAVWhite, MarcelineEconomic Action MarylandRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition

FAVRichards, EvanMaryland Bankers AssociationRegistered for: Maryland Bankers Association

FAVPeters, MeganMaryland Senior Citizens Action Network (MSCAN)Registered for: Alzheimer's Association

FAVMurray, RoryRegistered for: Alliance to Prevent Legionnaire's Disease; American Council of Engineering Companies/MD; Association of Independent Maryland and D.C. Schools; Chesapeake Watershed Restoration Professionals; Kaiser Permanente; Lightstar Renewables…