HB 943

State Board of Education - Financial Literacy - Graduation Requirement

Sponsor: Catherine M. Forbes (District 43B)Committee: Ways and MeansSubject: Primary and Secondary EducationStatus: Hearing 2/25 at 1:00 p.m. (as of Sep 4, 2026)

What this bill does

Official synopsis

Requiring the State Board of Education to establish a certain graduation requirement in financial literacy; requiring students, beginning with the 2030 graduating class, to successfully complete a certain personal financial literacy course; and requiring county boards, upon successful completion of the course, to award certain credit to students and to allow students to fulfill certain remaining credit requirements through certain existing courses.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (31)

MGA witness list

FAV 23FavorableUNF 7UnfavorableINFO 1Information only

Position	Witness	Organization	Testimony
FAV	Price, Suzanne	Concerned Citizen	Position only
FAV	Loney, Lauren	Financial Planning Association	Written (PDF)
FAV	Dobariya, Dhruv	Illuminate Maryland	Oral
FAV	Guttam, Rishit	Illuminate Maryland	Oral
FAV	Karegowdra, Sidaarth	Illuminate Maryland	Oral
FAV	Webb, Richard	Maryland Citizen	Oral
FAV	Weaver, Julie	Maryland Council on Economic Education	Oral
FAV	May, Lisalobbyist	Maryland REALTORS	Written (PDF)
FAV	Espinal, Yanely	NEXT GEN PERSONAL FINANCE	Oral
FAV	Bracho, Neidy	Parkdale HS	Written (PDF)
FAV	Kaplowitz, Richard KAP	Year	Written (PDF)
FAV	Andrione, William	Individual	Written (PDF)
FAV	Brown, Markia	Individual	Oral
FAV	Delegate Forbes, Delegate Forbeslegislator	Individual	Oral
FAV	Lang, Alan	Individual	Position only
FAV	Meyerovich, Mark	Individual	Position only
FAV	Murray, Rorylobbyist	Individual	Written (PDF)
FAV	Osayi, Neziah	Individual	Oral
FAV	Parts, Susan	Individual	Written (PDF)
FAV	Prezelski, Julius	Individual	Written (PDF)
FAV	Susana, Melody	Individual	Written (PDF)
FAV	Takash, Olivia	Individual	Oral
FAV	Tibbals, Trudy	Individual	Written (PDF)
UNF	Wilson, Grace	Anne Arundel County Public Schools	Written (PDF)
UNF	Sterrette, Dawana	Baltimore City Board of School Commissioners	Written (PDF)
UNF	Goff, Jessicalobbyist	Maryland Association of Boards of Education	Written (PDF)
UNF	Cratsley, Laurel	Maryland State Department of Education	Written (PDF)
UNF	Ursprung, Patricia	Montgomery County Board of Education	Written (PDF)
UNF	Anderson, Zaniah	Public School Superintendents' Association of Maryland	Written (PDF)
UNF	Crespo, Virginialobbyist	Individual	Written (PDF)
INFO	Lamb, Laurenlobbyist	Maryland State Education Association	Written (PDF)

Organizations on record

Anne Arundel County Public SchoolsUNF 1

Baltimore City Board of School CommissionersUNF 1

Concerned CitizenFAV 1

Financial Planning AssociationFAV 1

Illuminate MarylandFAV 3

Maryland Association of Boards of EducationUNF 1

Maryland CitizenFAV 1

Maryland Council on Economic EducationFAV 1

Maryland REALTORSFAV 1

Maryland State Department of EducationUNF 1

Maryland State Education AssociationINFO 1

Montgomery County Board of EducationUNF 1

NEXT GEN PERSONAL FINANCEFAV 1

Parkdale HSFAV 1

Public School Superintendents' Association of MarylandUNF 1

YearFAV 1

Registered lobbyists who testified

FAVMay, LisaMaryland REALTORSRegistered for: Maryland REALTORS; Maryland Association of Realtors

FAVMurray, RoryRegistered for: Alliance to Prevent Legionnaire's Disease; American Council of Engineering Companies/MD; Association of Independent Maryland and D.C. Schools; Chesapeake Watershed Restoration Professionals; Kaiser Permanente; Lightstar Renewables…

UNFGoff, JessicaMaryland Association of Boards of EducationRegistered for: Maryland Association of Boards of Education

UNFCrespo, VirginiaRegistered for: Maryland Retired School Personnel Association

INFOLamb, LaurenMaryland State Education AssociationRegistered for: Maryland State Education Association