Insurance - Property and Casualty Insurance - Minimum Acceptable Loss Ratio and Premium Refunds
Sponsor: William J. Wivell (District 2A)Committee: Economic MattersSubject: Insurance - Other than HealthStatus: Hearing 2/26 at 1:00 p.m. (as of Dec 1, 2025)
What this bill does
Official synopsis
Establishing a minimum acceptable loss ratio of 85% during a plan year for property and casualty insurers and requiring the insurer to refund a certain amount of premiums paid by an insured if the insurer's loss ratio does not meet or exceed the established loss ratio.
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Testimony (0)
MGA witness listFAV 2FavorableUNF 5UnfavorableINFO 1Information only
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Delegate Wivell, Delegate Wivelllegislator | Individual | Oral |
| FAV | Mauer, William | Individual | Position only |
| UNF | Egan, Nancylobbyist | American Property & Casualty Insurance Association | Oral + Written (PDF) |
| UNF | Popham, Brysonlobbyist | Bryson F. Popham, P.A. | Oral + Written (PDF) |
| UNF | Enten, robert | Maryland Building Industry Assoc | Oral |
| UNF | Lininger, Brettlobbyist | Individual | Oral + Written (PDF) |
| UNF | Meyerovich, Mark | Individual | Position only |
| INFO | Grant, Marie | Maryland Insurance Administration | Written (PDF) |
Organizations on record
Registered lobbyists who testified
UNFEgan, NancyAmerican Property & Casualty Insurance AssociationRegistered for: American Property Casualty Insurance Association
UNFPopham, BrysonBryson F. Popham, P.A.Registered for: Agency Insurance Company of Maryland; Agency Services, Inc.; Army Alliance; Bryson F. Popham P.A.; Building Owners and Managers Association of Greater Baltimore (BOMA); CVS Health…
UNFLininger, BrettRegistered for: Aflac (American Family Life Assurance Company); Amazon.com Services, LLC; American International Group; Boyd Gaming Corporation; Brookfield Power US Asset Management LLC; Centers for Better Insurance, LLC…