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HB 1098

Enacted
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Insurance - Automobile Insurance - Maryland Automobile Insurance Fund and Affordability Study

Sponsor: David Fraser-Hidalgo (District 15)Committee: Economic MattersSubject: Insurance - Other than HealthStatus: Approved by the Governor - Chapter 395 (as of Dec 1, 2025)

What this bill does

Official synopsis

Requiring the Maryland Automobile Insurance Fund to calculate and report its risk based capital level in accordance with certain provisions of insurance law and maintain total adjusted capital in a certain amount; establishing that certain provisions of insurance law regarding prior approval rate making apply to the Fund during a certain time period and under certain circumstances; requiring the Maryland Insurance Administration to establish a workgroup to study automobile insurance affordability; etc.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (0)

MGA witness list
FAV 6FavorableFWA 8Favorable with amendments
PositionWitnessOrganizationTestimony
FAVGrant, MarieMaryland Insurance AdministrationOral + Written (PDF)
FAVRotunno, GinalobbyistNational Association of Mutual Insurance CompaniesWritten (PDF)
FAVDelegate Fraser-Hidalgo, Delegate Fraser-HidalgolegislatorIndividualOral
FAVDelegate Fraser-Hidalgo, Delegate Fraser-HidalgolegislatorIndividualOral
FAVFraser-Hidalgo, DavidIndividualOral + Written (PDF)
FAVFraser-Hidalgo, DavidIndividualWritten (PDF)
FWAPopham, BrysonlobbyistBryson F. Popham, P.A.Oral + Written (PDF)
FWABrown, De'VonMaryland Auto Insurance FundOral
FWAPieffer, DavidMaryland Auto Insurance FundOral
FWARedmer, Jr., AlMaryland Auto Insurance FundOral + Written (PDF)
FWARedmer, Jr., AlMaryland Auto Insurance FundWritten (PDF)
FWAGrant, MarieMaryland Insurance AdministrationOral + Written (PDF)
FWADanahy, JoeIndividualOral
FWALininger, BrettlobbyistIndividualWritten (PDF)

Organizations on record

Registered lobbyists who testified

FAVRotunno, GinaNational Association of Mutual Insurance CompaniesRegistered for: National Association of Mutual Insurance Companies (NAMIC)
FWAPopham, BrysonBryson F. Popham, P.A.Registered for: Agency Insurance Company of Maryland; Agency Services, Inc.; Army Alliance; Bryson F. Popham P.A.; Building Owners and Managers Association of Greater Baltimore (BOMA); CVS Health
FWALininger, BrettRegistered for: Aflac (American Family Life Assurance Company); Amazon.com Services, LLC; American International Group; Boyd Gaming Corporation; Brookfield Power US Asset Management LLC; Centers for Better Insurance, LLC