HB 1082

Enacted

Health Insurance - Individual Market Stabilization - Establishment of the State-Based Health Insurance Subsidies Program

Sponsor: Joseline A. Peña-Melnyk (District 21)Committee: Health and Government OperationsSubject: Health - InsuranceStatus: Approved by the Governor - Chapter 468 (as of Dec 1, 2025)

What this bill does

Official synopsis

Establishing the State-Based Health Insurance Subsidies Program to provide subsidies to individuals in the State to mitigate the impact of a reduction in certain federal advance premium tax credits for calendar years 2026 through 2028; and requiring the Maryland Health Benefit Exchange to implement the Program under certain circumstances.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (0)

MGA witness list

FAV 20FavorableFWA 2Favorable with amendmentsUNF 2UnfavorableINFO 1Information only

Position	Witness	Organization	Testimony
FAV	Elliott, Robynlobbyist	American College of Nurse Midwives -Maryland Affiliate	Written (PDF)
FAV	Miller Smith, Nora	League of Women Voters Maryland	Written (PDF)
FAV	Navabi, Jenniferlobbyist	Maryland Academy of Physician Assistants	Written (PDF)
FAV	Navabi, Jenniferlobbyist	Maryland Community Health System	Written (PDF)
FAV	Navabi, Jenniferlobbyist	Maryland Dental Action Coalition	Written (PDF)
FAV	Eberle, Michele	Maryland Health Benefit Exchange	Oral
FAV	Fabian-Marks, Johanna	Maryland Health Benefit Exchange	Oral
FAV	Grant, Marie	Maryland Insurance Administration	Oral + Written (PDF)
FAV	Plante, Cecilia	Maryland Legislative Coalition	Position only
FAV	Plante, Cecilia	Maryland Legislative Coalition	Position only
FAV	Bogdan, Henrylobbyist	Maryland Nonprofits	Written (PDF)
FAV	Paddy, Michaellobbyist	Public Policy Partners	Written (PDF)
FAV	Edwards, Laurenlobbyist	The Leukemia and Lymphoma Society	Oral + Written (PDF)
FAV	(MD), State of Maryland	Individual	Written (PDF)
FAV	DeMarco, Vincentlobbyist	Individual	Oral + Written (PDF)
FAV	Delegate Pena-Melnyk, Delegate Pena-Melnyklegislator	Individual	Oral
FAV	Delegate Pena-Melnyk, Delegate Pena-Melnyklegislator	Individual	Oral
FAV	Kabara, Ilona	Individual	Written (PDF)
FAV	Klapper, Stephanielobbyist	Individual	Oral + Written (PDF)
FAV	Mortoro, Lynn	Individual	Written (PDF)
UNF	Bogley, Laura	Maryland Right to Life	Position only
UNF	Lang, Alan	Individual	Position only
FWA	Grant, Marie	Maryland Insurance Administration	Oral + Written (PDF)
FWA	(MD), State of Maryland	Individual	Written (PDF)
INFO	Harris, Mrs.	Individual	Position only

Organizations on record

American College of Nurse Midwives -Maryland AffiliateFAV 1

League of Women Voters MarylandFAV 1

Maryland Academy of Physician AssistantsFAV 1

Maryland Community Health SystemFAV 1

Maryland Dental Action CoalitionFAV 1

Maryland Health Benefit ExchangeFAV 2

Maryland Insurance AdministrationFAV 1FWA 1

Maryland Legislative CoalitionFAV 2

Maryland NonprofitsFAV 1

Maryland Right to LifeUNF 1

Public Policy PartnersFAV 1

The Leukemia and Lymphoma SocietyFAV 1

Registered lobbyists who testified

FAVElliott, RobynAmerican College of Nurse Midwives -Maryland AffiliateRegistered for: American Association for Marriage and Family Therapists; Amica Center for Immigrant Rights; CareForth; Chase Brexton Health System; Coordinating Center, The; Diabetes Patient Advocacy Coalition…

FAVNavabi, JenniferMaryland Academy of Physician AssistantsRegistered for: B'More Clubhouse; Chase Brexton Health System; Children's Advocacy Institute; Coordinating Center, The; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.…

FAVNavabi, JenniferMaryland Community Health SystemRegistered for: B'More Clubhouse; Chase Brexton Health System; Children's Advocacy Institute; Coordinating Center, The; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.…

FAVNavabi, JenniferMaryland Dental Action CoalitionRegistered for: B'More Clubhouse; Chase Brexton Health System; Children's Advocacy Institute; Coordinating Center, The; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.…

FAVBogdan, HenryMaryland NonprofitsRegistered for: Maryland Nonprofits

FAVPaddy, MichaelPublic Policy PartnersRegistered for: American Cancer Society Cancer Action Network; Campaign to Protect Patient Health d/b/a Value of Care Coalition; Chase Brexton Health System; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.; Gilead Sciences, Inc.…

FAVEdwards, LaurenThe Leukemia and Lymphoma SocietyRegistered for: Blood Cancer United, LLC; Leukemia & Lymphoma Society, The

FAVDeMarco, VincentRegistered for: Maryland Citizens' Health Initiative, Inc.; Maryland Citizens' Health Initiative Education Fund

FAVKlapper, StephanieRegistered for: Maryland Citizens' Health Initiative, Inc.