Life and Health Insurance Policies and Annuity and Health Maintenance Organization Contracts - Discretionary Clauses - Prohibition
Sponsor: Teresa Woorman (District 16)Committee: Health and Government OperationsSubject: Insurance - Other than HealthStatus: Approved by the Governor - Chapter 396 (as of Dec 1, 2025)
What this bill does
Official synopsis
Prohibiting the use of discretionary clauses in life insurance policies, health insurance policies, annuity contracts, and health maintenance organization contracts.
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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.
Testimony (0)
MGA witness listFAV 14Favorable
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Lloyd, Davidlobbyist | Inseparable | Oral + Written (PDF) |
| FAV | Lloyd, Davidlobbyist | Inseparable | Written (PDF) |
| FAV | Grant, Marie | Maryland Insurance Administration | Written (PDF) |
| FAV | Sexton, Jamie | Maryland Insurance Administration | Oral + Written (PDF) |
| FAV | Dickerson, Taylor | Maryland Psychological Association | Written (PDF) |
| FAV | Rosen-Cohen, Nancy | NCADD-Maryland | Written (PDF) |
| FAV | Ciekot, Annlobbyist | Public Policy Partners | Oral + Written (PDF) |
| FAV | Paddy, Michaellobbyist | Public Policy Partners | Oral |
| FAV | Woorman, Teresa | self | Written (PDF) |
| FAV | Delegate Woorman, Delegate Woormanlegislator | Individual | Oral |
| FAV | Delegate Woorman, Delegate Woormanlegislator | Individual | Oral + Written (PDF) |
| FAV | Mauer, William | Individual | Position only |
| FAV | Steinberg, Deborahlobbyist | Individual | Written (PDF) |
| FAV | Steinberg, Deborahlobbyist | Individual | Written (PDF) |
Organizations on record
Registered lobbyists who testified
FAVCiekot, AnnPublic Policy PartnersRegistered for: American Cancer Society Cancer Action Network; B'More Clubhouse; Baltimore City Substance Abuse Directorate; Bard College; CareForth; Children's Advocacy Institute…
FAVPaddy, MichaelPublic Policy PartnersRegistered for: American Cancer Society Cancer Action Network; Campaign to Protect Patient Health d/b/a Value of Care Coalition; Chase Brexton Health System; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.; Gilead Sciences, Inc.…