HB 1045

Health Insurance, Family Planning Services, and Confidentiality of Medical Records - Consumer Protections - Updates

Sponsor: Joseline A. Peña-Melnyk (District 21)Committee: Health and Government OperationsSubject: Health - InsuranceStatus: Approved by the Governor - Chapter 469 (as of Dec 1, 2025)

What this bill does

Official synopsis

Updating references to federal law related to family planning services, grandfathered plans, explanation of benefits, summaries of benefits and coverage, medical loss ratios, catastrophic plans, annual limits for cost sharing, prescription drugs, and rescissions; altering the definitions of 'legally protected health care' and 'sensitive health services' to include gender-affirming care for purposes of law governing the disclosure of information regarding sensitive health services; etc.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (0)

MGA witness list

FAV 16FavorableFWA 3Favorable with amendmentsUNF 3UnfavorableINFO 1Information only

Position	Witness	Organization	Testimony
FAV	Kalyanaraman, Nilesh	Maryland Department of Health	Oral
FAV	Kalyanaraman, Nilesh	Maryland Department of Health	Oral
FAV	Lynch, Meghan	Maryland Department of Health	Written (PDF)
FAV	Grant, Marie	Maryland Insurance Administration	Oral + Written (PDF)
FAV	Grant, Marie	Maryland Insurance Administration	Written (PDF)
FAV	Plante, Cecilia	Maryland Legislative Coalition	Position only
FAV	Plante, Cecilia	Maryland Legislative Coalition	Position only
FAV	Williams, Irnise	OAG	Written (PDF)
FAV	Williams, Irnise	OAG	Written (PDF)
FAV	Allen, Luke	Planned Parenthood of Maryland	Written (PDF)
FAV	Nelson, Karen	Planned Parenthood of Maryland	Oral
FAV	Delegate Pena-Melnyk, Delegate Pena-Melnyklegislator	Individual	Oral
FAV	Delegate Pena-Melnyk, Delegate Pena-Melnyklegislator	Individual	Oral
FAV	Elliot, Robyn	Individual	Oral
FAV	Elliott, Robynlobbyist	Individual	Oral + Written (PDF)
FAV	Krone, Christinelobbyist	Individual	Position only
UNF	New, Michael	Charlotte Lozier Institute	Oral + Written (PDF)
UNF	Bogley, Laura	Maryland Right to Life	Oral + Written (PDF)
UNF	Bogley, Laura	Maryland Right to Life	Oral + Written (PDF)
FWA	Huber, Michaellobbyist	Johns Hopkins University & Medicine	Written (PDF)
FWA	Lynch, Meghan	Maryland Department of Health	Written (PDF)
FWA	Case-Herron, Sarahlobbyist	The Maryland Department of Health	Written (PDF)
INFO	Harris, Mrs.	Individual	Position only

Organizations on record

Charlotte Lozier InstituteUNF 1

Johns Hopkins University & MedicineFWA 1

Maryland Department of HealthFAV 3FWA 1

Maryland Insurance AdministrationFAV 2

Maryland Legislative CoalitionFAV 2

Maryland Right to LifeUNF 2

OAGFAV 2

Planned Parenthood of MarylandFAV 2

The Maryland Department of HealthFWA 1

Registered lobbyists who testified

FAVElliott, RobynRegistered for: American Association for Marriage and Family Therapists; Amica Center for Immigrant Rights; CareForth; Chase Brexton Health System; Coordinating Center, The; Diabetes Patient Advocacy Coalition…

FAVKrone, ChristineRegistered for: American Coatings Association; Baltimore Gas and Electric Company; City of Rockville; Coordinating Center for Home and Community Care, The, LLC (dba The Coordinating Center); Greater Washington Society for Clinical Social Work, Inc.; LifeSpan Network…

FWAHuber, MichaelJohns Hopkins University & MedicineRegistered for: Johns Hopkins

FWACase-Herron, SarahThe Maryland Department of HealthRegistered for: 38 Degrees North; Advanced Energy United; Alliance of Maryland Dental Plans; Allstate Insurance Company; America's Health Insurance Plans; American Council of Life Insurers…