HB 1007

Disability and Life Insurance - Medical Information (Genetic Testing Protection Act)

Sponsor: Melissa Wells (District 40)Committee: Health and Government OperationsSubject: Insurance - Other than HealthStatus: Approved by the Governor - Chapter 394 (as of Dec 1, 2025)

What this bill does

Official synopsis

Prohibiting insurance carriers that offer life insurance or disability insurance policies or contracts from unfairly discriminating against an individual by taking certain actions relating to coverage based on medical information; prohibiting certain carriers from accessing sensitive medical information without first obtaining written consent or mandating certain genetic testing or full genome sequencing as a prerequisite for life insurance or disability insurance eligibility or coverage; etc.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (0)

MGA witness list

FAV 29FavorableUNF 4UnfavorableINFO 2Information only

Position	Witness	Organization	Testimony
FAV	Kilpatrick, Lancelobbyist	ACS-CAN	Position only
FAV	Schafer, Brian	Als association	Oral + Written (PDF)
FAV	Harris, Shayla	American Kidney Fund	Oral
FAV	Hoffman, Jon	American Kidney Fund	Oral + Written (PDF)
FAV	Stauffer, Emily	EveryLife Foundation for Rare Diseases	Written (PDF)
FAV	Peabody, Lisa	FORCE-Facing Our Risk of Cancer Empowered	Oral + Written (PDF)
FAV	Peters, Sarahlobbyist	Husch Blackwell Strategies	Written (PDF)
FAV	Applegate, Carolyn	Johns Hopkins University	Written (PDF)
FAV	Navabi, Jenniferlobbyist	Maryland Occupational Therapy Association	Written (PDF)
FAV	Navabi, Jenniferlobbyist	Maryland Occupational Therapy Association	Written (PDF)
FAV	Lollo, Nicole	NPAM	Written (PDF)
FAV	Maneki, Sharon	National Federation of the Blind of Maryland	Written (PDF)
FAV	Jafari, Dale	Nurse Practitioner Association of Maryland	Written (PDF)
FAV	Williams, Irnise	OAG	Written (PDF)
FAV	Carle, Rebecca	Ovarian Cancer Research Alliance	Written (PDF)
FAV	Wright, Erin	Ovarian Cancer Research Alliance	Oral + Written (PDF)
FAV	Dave, Kuldip	The ALS Association	Oral + Written (PDF)
FAV	Jack, Lindsaylobbyist	The ALS Association	Oral + Written (PDF)
FAV	Navabi, Jenniferlobbyist	The Coordinating Center	Written (PDF)
FAV	Celentano, Matthewlobbyist	The League of Life and Health Insurers of Maryland	Written (PDF)
FAV	Delegate Wells, Delegate Wellslegislator	Individual	Oral
FAV	Delegate Wells, Delegate Wellslegislator	Individual	Oral
FAV	D’Orazio , Daniela	Individual	Position only
FAV	Hardy, Zach	Individual	Written (PDF)
FAV	Hogan, Patricklobbyist	Individual	Oral + Written (PDF)
FAV	Lendnal, Melanie	Individual	Written (PDF)
FAV	Meyerovich, Mark	Individual	Position only
FAV	Rosa, Richard	Individual	Position only
FAV	West, Kierra	Individual	Written (PDF)
UNF	Graeber, Jan	ACLI	Oral
UNF	Ryan, Vincent	American Council of Life Insurers	Oral
UNF	Quartararo, Paul	New York Life Insurance Company	Oral
UNF	Celentano, Matthewlobbyist	The League of Life and Health Insurers of Maryland	Oral + Written (PDF)
INFO	Grant, Marie	Maryland Insurance Administration	Written (PDF)
INFO	Grant, Marie	Maryland Insurance Administration	Written (PDF)

Organizations on record

ACLIUNF 1

ACS-CANFAV 1

Als associationFAV 1

American Council of Life InsurersUNF 1

American Kidney FundFAV 2

EveryLife Foundation for Rare DiseasesFAV 1

FORCE-Facing Our Risk of Cancer EmpoweredFAV 1

Husch Blackwell StrategiesFAV 1

Johns Hopkins UniversityFAV 1

Maryland Insurance AdministrationINFO 2

Maryland Occupational Therapy AssociationFAV 2

National Federation of the Blind of MarylandFAV 1

New York Life Insurance CompanyUNF 1

NPAMFAV 1

Nurse Practitioner Association of MarylandFAV 1

OAGFAV 1

Ovarian Cancer Research AllianceFAV 2

The ALS AssociationFAV 2

The Coordinating CenterFAV 1

The League of Life and Health Insurers of MarylandFAV 1UNF 1

Registered lobbyists who testified

FAVKilpatrick, LanceACS-CANRegistered for: American Cancer Society Cancer Action Network

FAVPeters, SarahHusch Blackwell StrategiesRegistered for: Action Now Initiative, LLC; Alibaba; Ameresco; American Diabetes Association; Apartment & Office Building Association; Barwood Taxi Service…

FAVNavabi, JenniferMaryland Occupational Therapy AssociationRegistered for: B'More Clubhouse; Chase Brexton Health System; Children's Advocacy Institute; Coordinating Center, The; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.…

FAVJack, LindsayThe ALS AssociationRegistered for: ALS Association, The

FAVNavabi, JenniferThe Coordinating CenterRegistered for: B'More Clubhouse; Chase Brexton Health System; Children's Advocacy Institute; Coordinating Center, The; Diabetes Patient Advocacy Coalition; Gaudenzia, Inc.…

FAVCelentano, MatthewThe League of Life and Health Insurers of MarylandRegistered for: 38 Degrees North; Advanced Energy United; Alliance of Maryland Dental Plans; Allstate Insurance Company; America's Health Insurance Plans; American Council of Life Insurers…

FAVHogan, PatrickRegistered for: ALS Association, The; Adobe Inc.; Amgen, Inc.; Annie E. Casey Foundation, Inc., The; AstraZeneca Pharmaceuticals, LP; Capital One…

UNFCelentano, MatthewThe League of Life and Health Insurers of MarylandRegistered for: 38 Degrees North; Advanced Energy United; Alliance of Maryland Dental Plans; Allstate Insurance Company; America's Health Insurance Plans; American Council of Life Insurers…