Medical Debt - Complaints for Money Judgment and Real Property Liens
Sponsor: Elizabeth Embry (District 43A)Committee: Health and Government OperationsSubject: Real PropertyStatus: Approved by the Governor - Chapter 498 (as of Dec 1, 2025)
What this bill does
Official synopsis
Establishing certain requirements for a complaint for a money judgment; defining 'medical debt' as a debt owed by a consumer to a provider of medical services, products, or devices, but does not include debt charged to a credit card except under certain circumstances; prohibiting the creation of a lien on owner-occupied residential property by contract or as a result of a breach of contract for the payment of medical debt; and applying the Act prospectively.
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Testimony (0)
MGA witness listFAV 8FavorableFWA 1Favorable with amendmentsUNF 5Unfavorable
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Sarro, Lisa | Community Legal Services | Written (PDF) |
| FAV | Schneiderman, Franzlobbyist | Consumer Auto | Oral + Written (PDF) |
| FAV | White, Marcelinelobbyist | Economic Action Maryland | Oral + Written (PDF) |
| FAV | Kelter, Chris | Maryland Centers for Independent Living | Position only |
| FAV | Edwards, Laurenlobbyist | The Leukemia and Lymphoma Society | Written (PDF) |
| FAV | Kaplowitz, Richard KAP | Year | Written (PDF) |
| FAV | Delegate Embry, Delegate Embrylegislator | Individual | Oral |
| FAV | Mauer, William | Individual | Position only |
| UNF | Lagana, Michael | Klima, Peters & Daly, P.A. | Oral |
| UNF | Whiteman, Scott | Levy & Associates, LLC | Oral + Written (PDF) |
| UNF | Macon, Diana | PRA Group | Written (PDF) |
| UNF | Jones, Lisalobbyist | Individual | Oral |
| UNF | Skvirsky, Valerielobbyist | Individual | Written (PDF) |
| FWA | Williams, Irnise | OAG | Oral + Written (PDF) |
Organizations on record
Registered lobbyists who testified
FAVWhite, MarcelineEconomic Action MarylandRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition
FAVEdwards, LaurenThe Leukemia and Lymphoma SocietyRegistered for: Blood Cancer United, LLC; Leukemia & Lymphoma Society, The
UNFJones, LisaRegistered for: Aligned Data Centers; American Academy of Anesthesiology Assistants, Inc.; Associated Black Charities; Associated Builders & Contractors; Association of Social Work Boards (ASWB) on behalf of National Strategies, LLC; Atmosphere Data Centers LLC…
UNFSkvirsky, ValerieRegistered for: Associated Black Charities; Baltimore Civic Fund, Inc.; Baltimore Gas and Electric Company; Baltimore Orioles Limited Partnership; Benchmark Education Company; Greater Baltimore Committee…