HB 332

Consumer Protection – Electronic Funds Transfers – Regulations (Elder Fraud Prevention Act of 2025)

Sponsor: Vaughn Stewart (District 19)Committee: Economic MattersSubject: Commercial Law - GenerallyStatus: First Reading Finance (as of Dec 1, 2025)

What this bill does

Official synopsis

Providing that consumer wire transfers involving electronic fund transfers made ancillary to bank-to-bank transfers via a wire service are subject to certain provisions of the federal Electronic Funds Transfer Act of 1978.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (0)

MGA witness list

FAV 13FavorableUNF 4UnfavorableINFO 1Information only

Position	Witness	Organization	Testimony
FAV	Morgan, Karen	AARP	Oral + Written (PDF)
FAV	Miicke, Sarahlobbyist	Baltimore Jewish Council	Written (PDF)
FAV	Keys, Rachael	CASH CAMPAIGN OF MARYLAND	Written (PDF)
FAV	Straughn, Karen	Consumer Protection Division of the Office of the Attorney General	Written (PDF)
FAV	Gallagher, Zoelobbyist	Economic Action Maryland	Oral + Written (PDF)
FAV	Doyle, Robert	MD Federation of NARFE SLC	Oral + Written (PDF)
FAV	Steinwedel, William	Maryland Legal Aid Bureau	Oral + Written (PDF)
FAV	Plante, Cecilia	Maryland Legislative Coalition	Written (PDF)
FAV	McCarthy, John	Montgomery County State's Attorney's Office	Oral
FAV	Proctor, Karessa	NASW Maryland	Written (PDF)
FAV	Turnbull, Emanwel	The Holland Law Firm, P.C.	Oral
FAV	Delegate Stewart, Delegate Stewartlegislator	Individual	Oral
FAV	Stewart, Vaughn	Individual	Written (PDF)
UNF	Richards, Evanlobbyist	Maryland Bankers Association	Written (PDF)
UNF	Enten, robert	Maryland Building Industry Assoc	Oral
UNF	Murray, Rorylobbyist	Individual	Written (PDF)
UNF	Wiggins, Grasonlobbyist	Individual	Written (PDF)
INFO	Petty, Sean	Montgomery County Police Department	Oral + Written (PDF)

Organizations on record

AARPFAV 1

Baltimore Jewish CouncilFAV 1

CASH CAMPAIGN OF MARYLANDFAV 1

Consumer Protection Division of the Office of the Attorney GeneralFAV 1

Economic Action MarylandFAV 1

Maryland Bankers AssociationUNF 1

Maryland Building Industry AssocUNF 1

Maryland Legal Aid BureauFAV 1

Maryland Legislative CoalitionFAV 1

MD Federation of NARFE SLCFAV 1

Montgomery County Police DepartmentINFO 1

Montgomery County State's Attorney's OfficeFAV 1

NASW MarylandFAV 1

The Holland Law Firm, P.C.FAV 1

Registered lobbyists who testified

FAVMiicke, SarahBaltimore Jewish CouncilRegistered for: Baltimore Jewish Council

FAVGallagher, ZoeEconomic Action MarylandRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland

UNFRichards, EvanMaryland Bankers AssociationRegistered for: Maryland Bankers Association

UNFMurray, RoryRegistered for: Alliance to Prevent Legionnaire's Disease; American Council of Engineering Companies/MD; Association of Independent Maryland and D.C. Schools; Chesapeake Watershed Restoration Professionals; Kaiser Permanente; Lightstar Renewables…

UNFWiggins, GrasonRegistered for: Maryland Chamber of Commerce; United Way of Central Maryland, Inc.; Madison Marquette Property Investments LLC; Maryland Automobile Insurance Fund; Family Tree, The; OVG Facilities…