Private Passenger Motor Vehicle Insurance - Premium Increase - Prohibition
Sponsor: Natalie Ziegler (District 9A)Committee: Economic MattersSubject: Insurance - Other than HealthStatus: Hearing 1/22 at 1:00 p.m. (as of Dec 1, 2025)
What this bill does
Official synopsis
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from increasing a policy premium based on the claims history of an insured where two or fewer of the claims within the preceding 3-year period were for occurrences where the insured was not at fault for the loss.
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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.
Testimony (0)
MGA witness listFAV 7FavorableUNF 4Unfavorable
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Schneiderman, Franzlobbyist | Consumer Auto | Oral + Written (PDF) |
| FAV | DeLong, Michael | Consumer Federation of America | Oral + Written (PDF) |
| FAV | White, Marcelinelobbyist | Economic Action Maryland | Oral + Written (PDF) |
| FAV | Dubovsky, Neil | Maryland Association for Justice | Oral + Written (PDF) |
| FAV | Delegate Ziegler, Delegate Zieglerlegislator | Individual | Oral |
| FAV | Romberger, Colt | Individual | Oral |
| FAV | Ziegler, Natalie | Individual | Written (PDF) |
| UNF | Egan, Nancylobbyist | American Property & Casualty Insurance Association | Oral + Written (PDF) |
| UNF | Popham, Brysonlobbyist | Bryson F. Popham, P.A. | Oral + Written (PDF) |
| UNF | Enten, robert | Maryland Building Industry Assoc | Oral |
| UNF | Rotunno, Ginalobbyist | National Association of Mutual Insurance Companies | Oral |
Organizations on record
Registered lobbyists who testified
FAVWhite, MarcelineEconomic Action MarylandRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition
UNFEgan, NancyAmerican Property & Casualty Insurance AssociationRegistered for: American Property Casualty Insurance Association
UNFPopham, BrysonBryson F. Popham, P.A.Registered for: Agency Insurance Company of Maryland; Agency Services, Inc.; Army Alliance; Bryson F. Popham P.A.; Building Owners and Managers Association of Greater Baltimore (BOMA); CVS Health…
UNFRotunno, GinaNational Association of Mutual Insurance CompaniesRegistered for: National Association of Mutual Insurance Companies (NAMIC)