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HB 622

Enacted
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Consumer Reporting Agencies - Records of Criminal Proceedings - Prohibition

Sponsor: Anne Healey (District 22)Committee: Economic MattersSubject: Commercial Law - Credit RegulationStatus: Approved by the Governor - Chapter 432 (as of Nov 13, 2024)

What this bill does

Official synopsis

Prohibiting consumer reporting agencies from including in a consumer report certain records relating to a criminal proceeding involving a consumer; and prohibiting consumer reporting agencies from relying on information in certain criminal proceedings concerning the consumer to make a determination of the creditworthiness of a consumer.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (12)

MGA witness list
FAV 11FavorableUNF 1Unfavorable
PositionWitnessOrganizationTestimony
FAVSakamoto-Wengel, Steven M.Consumer Protection DivisionWritten (PDF)
FAVSakamoto-Wengel, Steven M.Consumer Protection DivisionWritten (PDF)
FAVGallagher, ZoelobbyistEconomic Action MarylandWritten (PDF)
FAVGallagher, ZoelobbyistEconomic Action MarylandWritten (PDF)
FAVReynolds-Dominguez, CamilalobbyistFreeState JusticePosition only
FAVSteinwedel, WilliamMaryland Legal Aid BureauOral + Written (PDF)
FAVDelegate Healey, Delegate HealeylegislatorIndividualOral
FAVDelegate Healey, Delegate HealeylegislatorIndividualOral
FAVHealey, AnneIndividualWritten (PDF)
FAVHealey, AnneIndividualOral + Written (PDF)
FAVMauer, WilliamIndividualPosition only
UNFWalmsley, KeithlobbyistWalmsley StrategiesWritten (PDF)

Organizations on record

Registered lobbyists who testified

FAVGallagher, ZoeEconomic Action MarylandRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland
FAVGallagher, ZoeEconomic Action MarylandRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland
FAVReynolds-Dominguez, CamilaFreeState JusticeRegistered for: FreeState Justice
UNFWalmsley, KeithWalmsley StrategiesRegistered for: Bank of America Corporation; CarMax, Inc.; Carfax, Inc.; Christiana Care; Consumer Data Industry Association; Fiserv