Consumer Protection - Debt Collectors - Debtors With Multiple Debts
Sponsor: Michele Guyton (District 42B)Committee: Economic MattersSubject: Commercial Law - Consumer ProtectionStatus: Unfavorable Report by Economic Matters (as of Nov 9, 2023)
What this bill does
Official synopsis
Prohibiting debt collectors from applying a debt payment made by a debtor with multiple debts to a disputed debt; and requiring debt collectors to apply a debt payment made by a debtor with multiple debts in accordance with the debtor's directions.
AI analysis is off. Set ANTHROPIC_API_KEY to enable summaries, pros and cons, and questions.
Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.
Testimony (11)
MGA witness listFAV 8FavorableFWA 2Favorable with amendmentsUNF 1Unfavorable
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Guyton, Michele | Delegate Michele Guyton | Written (PDF) |
| FAV | Shapiro, Melanielobbyist | Maryland Network Against Domestic Violence | Position only |
| FAV | Hyland, Kathleen | Maryland Office of the Attorney General | Written (PDF) |
| FAV | Coleman, Ryan | President, Randallstown NAACP | Position only |
| FAV | Emerson, Jessica | The Human Trafficking Prevention Project | Position only |
| FAV | Delegate Guyton, Delegate Guytonlegislator | Individual | Oral |
| FAV | Pooner, Michael | Individual | Oral |
| FAV | Stern, Isadoralobbyist | Individual | Written (PDF) |
| UNF | Dunn, Steven | Lerch, Early & Brewer, Chtd. | Written (PDF) |
| FWA | Graziano, Laurenlobbyist | Maryland Multi-Housing Association (MMHA) | Written (PDF) |
| FWA | Enten, Robert | Md Bankers Assoc | Oral |
Organizations on record
Registered lobbyists who testified
FAVShapiro, MelanieMaryland Network Against Domestic ViolenceRegistered for: Maryland Network Against Domestic Violence
FWAGraziano, LaurenMaryland Multi-Housing Association (MMHA)Registered for: Maryland Multi-Housing Association; Medical Mutual Liability Insurance Society of Maryland