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HB 690

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Motor Vehicle Insurance - Use of Credit History in Rating Policy

Sponsor: Delegate JalisiCommittee: Economic MattersSubject: Insurance - Other than HealthStatus: Unfavorable Report by Economic Matters (as of Nov 15, 2022)

What this bill does

Official synopsis

Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from rating a risk based, in whole or in part, on the credit history of an applicant or insured in any manner; and repealing certain provisions of law authorizing an insurer to use the credit history of an applicant or insured to rate a new policy of private passenger motor vehicle insurance subject to certain limitations and requirements.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (16)

MGA witness list
FAV 8FavorableUNF 7UnfavorableINFO 1Information only
PositionWitnessOrganizationTestimony
FAVStraughn, KarenConsumer Protection Division of the Office of the Attorney GeneralWritten (PDF)
FAVDews, ChristopherlobbyistJOTFOral
FAVJasso, CalebJob Opportunities Task ForceOral + Written (PDF)
FAVJalisi, DelegateMGAOral + Written (PDF)
FAVFreeman, ImanPeople's Commission to Decriminalize MDPosition only
FAVDelegate Jalisi, Delegate JalisilegislatorIndividualOral
FAVLaw, JonathanIndividualPosition only
FAVStern, IsadoralobbyistIndividualOral + Written (PDF)
UNFPopham, BrysonlobbyistBryson F. Popham, P.A.Oral + Written (PDF)
UNFEnten, RobertMd Thoroughbred Horsemen’s AssocOral
UNFOverturf, MattlobbyistNAMICOral + Written (PDF)
UNFWall, SarahR Street InstituteWritten (PDF)
UNFHarting, MartalobbyistVenableWritten (PDF)
UNFEgan, NancylobbyistIndividualOral + Written (PDF)
UNFLininger, BrettlobbyistIndividualWritten (PDF)
INFOBirrane, KathleenMaryland Insurance AdministrationWritten (PDF)

Organizations on record

Registered lobbyists who testified

FAVDews, ChristopherJOTFRegistered for: Advance Maryland Education Fund; Beyond Impact; Center for Urban Families; Dews & Associates; Out for Justice, Inc.; REFORM Alliance
FAVStern, IsadoraRegistered for: Maryland Consumer Rights Coalition
UNFPopham, BrysonBryson F. Popham, P.A.Registered for: Agency Insurance Company of Maryland; Agency Services, Inc.; Army Alliance; Bryson F. Popham P.A.; Building Owners and Managers Association of Greater Baltimore (BOMA); CVS Health
UNFOverturf, MattNAMICRegistered for: National Association of Mutual Insurance Companies (NAMIC)
UNFHarting, MartaVenableRegistered for: Abbott Laboratories; Annie E. Casey Foundation, Inc., The; Asurion Insurance Services, Inc.; Baltimore Community Foundation; Baltimore Gas and Electric Company; Baltimore Public Markets Corporation
UNFEgan, NancyRegistered for: American Property Casualty Insurance Association
UNFLininger, BrettRegistered for: Aflac (American Family Life Assurance Company); Amazon.com Services, LLC; American International Group; Boyd Gaming Corporation; Brookfield Power US Asset Management LLC; Centers for Better Insurance, LLC