Motor Vehicle Insurance - Use of Credit History in Rating Policy
Sponsor: Delegate JalisiCommittee: Economic MattersSubject: Insurance - Other than HealthStatus: Unfavorable Report by Economic Matters (as of Nov 15, 2022)
What this bill does
Official synopsis
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from rating a risk based, in whole or in part, on the credit history of an applicant or insured in any manner; and repealing certain provisions of law authorizing an insurer to use the credit history of an applicant or insured to rate a new policy of private passenger motor vehicle insurance subject to certain limitations and requirements.
AI analysis is off. Set ANTHROPIC_API_KEY to enable summaries, pros and cons, and questions.
Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.
Testimony (16)
MGA witness listFAV 8FavorableUNF 7UnfavorableINFO 1Information only
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Straughn, Karen | Consumer Protection Division of the Office of the Attorney General | Written (PDF) |
| FAV | Dews, Christopherlobbyist | JOTF | Oral |
| FAV | Jasso, Caleb | Job Opportunities Task Force | Oral + Written (PDF) |
| FAV | Jalisi, Delegate | MGA | Oral + Written (PDF) |
| FAV | Freeman, Iman | People's Commission to Decriminalize MD | Position only |
| FAV | Delegate Jalisi, Delegate Jalisilegislator | Individual | Oral |
| FAV | Law, Jonathan | Individual | Position only |
| FAV | Stern, Isadoralobbyist | Individual | Oral + Written (PDF) |
| UNF | Popham, Brysonlobbyist | Bryson F. Popham, P.A. | Oral + Written (PDF) |
| UNF | Enten, Robert | Md Thoroughbred Horsemen’s Assoc | Oral |
| UNF | Overturf, Mattlobbyist | NAMIC | Oral + Written (PDF) |
| UNF | Wall, Sarah | R Street Institute | Written (PDF) |
| UNF | Harting, Martalobbyist | Venable | Written (PDF) |
| UNF | Egan, Nancylobbyist | Individual | Oral + Written (PDF) |
| UNF | Lininger, Brettlobbyist | Individual | Written (PDF) |
| INFO | Birrane, Kathleen | Maryland Insurance Administration | Written (PDF) |
Organizations on record
Registered lobbyists who testified
FAVDews, ChristopherJOTFRegistered for: Advance Maryland Education Fund; Beyond Impact; Center for Urban Families; Dews & Associates; Out for Justice, Inc.; REFORM Alliance…
UNFPopham, BrysonBryson F. Popham, P.A.Registered for: Agency Insurance Company of Maryland; Agency Services, Inc.; Army Alliance; Bryson F. Popham P.A.; Building Owners and Managers Association of Greater Baltimore (BOMA); CVS Health…
UNFHarting, MartaVenableRegistered for: Abbott Laboratories; Annie E. Casey Foundation, Inc., The; Asurion Insurance Services, Inc.; Baltimore Community Foundation; Baltimore Gas and Electric Company; Baltimore Public Markets Corporation…
UNFLininger, BrettRegistered for: Aflac (American Family Life Assurance Company); Amazon.com Services, LLC; American International Group; Boyd Gaming Corporation; Brookfield Power US Asset Management LLC; Centers for Better Insurance, LLC…
