CivicKnodeCivicKnowA project of CivicKnode
Sign in

HB 251

Did not advance
Add to calendar

Consumer Protection - Maryland Consumer Reporting Act - Registration of Consumer Reporting Agencies and Regulations

Sponsor: Julie Palakovich Carr (District 17)Committee: Economic MattersSubject: Commercial Law - Consumer ProtectionStatus: Referred to interim study by Economic Matters (as of Nov 15, 2022)

What this bill does

Official synopsis

Authorizing the Commissioner of Financial Regulation to deny, refuse to renew, suspend, or revoke the registration of a consumer reporting agency under certain circumstances; and requiring that regulations relating to the Maryland Consumer Reporting Act required to be adopted by the Commissioner include procedures for developing standards for achieving maximum accuracy in matching certain information, developing a system for the exclusion of certain public records, and tracking and addressing the causes of certain consumer complaints.

AI analysis is off. Set ANTHROPIC_API_KEY to enable summaries, pros and cons, and questions.

Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (15)

MGA witness list
FAV 10FavorableFWA 2Favorable with amendmentsUNF 3Unfavorable
PositionWitnessOrganizationTestimony
FAVMorgan, KarenAARPOral + Written (PDF)
FAVZiperman, PhilipConsumer Protection DivisionWritten (PDF)
FAVShapiro, MelanielobbyistMaryland Network Against Domestic ViolenceOral + Written (PDF)
FAVScarr, EmilylobbyistMaryland PIRGWritten (PDF)
FAVNelson, ArielNational Consumer Law CenterOral + Written (PDF)
FAVEmerson, JessicaThe Human Trafficking Prevention ProjectOral + Written (PDF)
FAVAmanuel, YanetlobbyistIndividualWritten (PDF)
FAVDelegate Palakovich Carr, Delegate Palakovich CarrlegislatorIndividualOral
FAVPalakovich Carr, JulieIndividualWritten (PDF)
FAVWhite, MarcelinelobbyistIndividualOral + Written (PDF)
UNFEllman, EricCDIAOral + Written (PDF)
UNFDiPietro, ChrisCDi Consulting Services, L.L.C.Oral
UNFWiggins, GrasonlobbyistMaryland Multi-Housing AssociationWritten (PDF)
FWARobinson, PhillipConsumer Law Center LLCWritten (PDF)
FWAMurray, RorylobbyistIndividualWritten (PDF)

Organizations on record

Registered lobbyists who testified

FAVShapiro, MelanieMaryland Network Against Domestic ViolenceRegistered for: Maryland Network Against Domestic Violence
FAVScarr, EmilyMaryland PIRGRegistered for: Maryland PIRG Citizen Lobby
FAVAmanuel, YanetRegistered for: ACLU of Maryland
FAVWhite, MarcelineRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition
UNFWiggins, GrasonMaryland Multi-Housing AssociationRegistered for: Maryland Chamber of Commerce; United Way of Central Maryland, Inc.; Madison Marquette Property Investments LLC; Maryland Automobile Insurance Fund; Family Tree, The; OVG Facilities
FWAMurray, RoryRegistered for: Alliance to Prevent Legionnaire's Disease; American Council of Engineering Companies/MD; Association of Independent Maryland and D.C. Schools; Chesapeake Watershed Restoration Professionals; Kaiser Permanente; Lightstar Renewables