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HB 642

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Consumer Protection – Maryland Consumer Reporting Act – Regulations

Sponsor: Julie Palakovich Carr (District 17)Committee: Economic MattersSubject: Commercial Law - Consumer ProtectionStatus: Unfavorable Report by Economic Matters (as of Dec 1, 2021)

What this bill does

Official synopsis

Requiring that certain regulations relating to the Maryland Consumer Reporting Act required to be adopted by the Commissioner of Financial Regulation include procedures for developing standards for achieving the maximum possible accuracy in matching certain information, developing a system for the exclusion of duplicate, outdated, sealed, and expunged public records, and tracking and addressing the causes of consumer complaints regarding inaccuracies in consumer reports.

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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.

Testimony (13)

MGA witness list
FAV 8FavorableUNF 5Unfavorable
PositionWitnessOrganizationTestimony
FAVHeavner, BradMaryland PIRGWritten (PDF)
FAVLosak, MatthewMontgomery County Renters Alliance, Inc.Written (PDF)
FAVNelson, ArielNational Consumer Law CenterOral + Written (PDF)
FAVDunn, EricNational Housing Law ProjectOral
FAVCaucus, MD LatinoIndividualWritten (PDF)
FAVDelegate Palakovich Carr, Delegate Palakovich CarrlegislatorIndividualOral
FAVPalakovich Carr, JulieIndividualOral + Written (PDF)
FAVWhite, MarcelinelobbyistIndividualOral + Written (PDF)
UNFEllman, EricCDIAOral
UNFDiPietro, ChrisCDi Consulting Services, L.L.C. on behalf of MicrosoftOral + Written (PDF)
UNFWiggins, GrasonlobbyistMaryland Multi-Housing AssociationWritten (PDF)
UNFSmoyer, BrentProfessional Background Screening AssociationOral + Written (PDF)
UNFMurray, RorylobbyistIndividualWritten (PDF)

Organizations on record

Registered lobbyists who testified

FAVWhite, MarcelineRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition
UNFWiggins, GrasonMaryland Multi-Housing AssociationRegistered for: Maryland Chamber of Commerce; United Way of Central Maryland, Inc.; Madison Marquette Property Investments LLC; Maryland Automobile Insurance Fund; Family Tree, The; OVG Facilities
UNFMurray, RoryRegistered for: Alliance to Prevent Legionnaire's Disease; American Council of Engineering Companies/MD; Association of Independent Maryland and D.C. Schools; Chesapeake Watershed Restoration Professionals; Kaiser Permanente; Lightstar Renewables