Commercial Law – Automobile Financing Charges – Required Dealer Disclosures
Sponsor: Pam Queen (District 14)Committee: Economic MattersSubject: Commercial Law - Consumer ProtectionStatus: Special Order until 3/18 (Delegate Dumais) Adopted (as of Nov 6, 2020)
What this bill does
Official synopsis
Requiring a dealer who participates in finance charges associated with a contract for the sale of a vehicle to disclose certain information to a buyer in writing on a document that is separate from the financing agreement before executing a financing agreement on a contract for the sale of a vehicle; etc.
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Analysis reads the bill text, the fiscal note, and the witness list. It is generated by Claude and reviewed by nobody, so check the source documents before you rely on it.
Testimony (16)
MGA witness listFAV 7FavorableUNF 8UnfavorableINFO 1Information only
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Stern, Elizabeth | Consumer Protection Division | Position only |
| FAV | Stern, Elizabeth | Consumer Protection Division | Oral + Written (PDF) |
| FAV | White, Marcelinelobbyist | MCRC | Written (PDF) |
| FAV | Santoni, Jane | Santoni, Vocci & Ortega | Written (PDF) |
| FAV | Delegate Queen, Delegate Queenlegislator | Individual | Oral + Written (PDF) |
| FAV | Steinbach, Mark | Individual | Oral |
| FAV | Steinbach, Mark | Individual | Position only |
| UNF | DiPietro, Chris | American Financial Services Association | Oral + Written (PDF) |
| UNF | Martz, Travislobbyist | MADA | Oral |
| UNF | johanson, mike | Washington DC Dealers Assoc | Oral |
| UNF | kitz, pete | mada | Oral + Written (PDF) |
| UNF | kitzmiller, peter | maryland automobile dealers Association | Oral |
| UNF | schwalm, darren | rv dealers | Position only |
| UNF | merkel, greg | rv dealers association | Position only |
| UNF | doyle, james | Individual | Oral + Written (PDF) |
| INFO | Harrison, Michael | Maryland Department of Labor | Written (PDF) |
Organizations on record
Registered lobbyists who testified
FAVWhite, MarcelineMCRCRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition