Private Passenger Automobile Insurance – Use of Telematics
Sponsor: Courtney Watson (District 9B)Committee: Economic MattersSubject: Insurance - Other than HealthStatus: Hearing 3/17 at 1:00 p.m. (as of Nov 6, 2020)
What this bill does
Official synopsis
Authorizing a private passenger automobile insurer to use data obtained through telematics from a specific vehicle only for establishing an insurance premium for a policy that insures that vehicle if the named insured consents to the data collection for claims investigation purposes including fraud, or for rate filing purposes using aggregated telematics data; authorizing an insurer to sell or exchange for other consideration certain aggregated telematics data only under certain circumstances; etc.
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Testimony (16)
MGA witness listFAV 4FavorableFWA 5Favorable with amendmentsUNF 7Unfavorable
| Position | Witness | Organization | Testimony |
|---|---|---|---|
| FAV | Straughn, Karen | Consumer Protection Division | Written (PDF) |
| FAV | White, Marcelinelobbyist | MCRC | Written (PDF) |
| FAV | STRAUGHN, KAREN | OAG | Position only |
| FAV | Delegate Watson, C., Delegate Watson, C.legislator | Individual | Position only |
| UNF | Egan, Nancylobbyist | APCIA | Written (PDF) |
| UNF | Quigley, Tinnalobbyist | Allstate | Oral |
| UNF | Kirkner, Andrew | NAMIC | Oral |
| UNF | Kirkner, Andrew | NAMIC | Written (PDF) |
| UNF | Luketic, Dave | Root Insurance Co | Written (PDF) |
| UNF | Harting, Martalobbyist | State Farm | Oral |
| UNF | Karkhanis, Neallobbyist | USAA | Oral |
| FWA | Egan, Nancylobbyist | APCIA | Oral |
| FWA | Enten, Robert | APCIA | Oral |
| FWA | WHITE, MARCELINElobbyist | MCRC | Position only |
| FWA | Watson, Del C | Individual | Written (PDF) |
| FWA | Watson, Delegate C. | Individual | Position only |
Organizations on record
AllstateUNF 1
APCIAFWA 2UNF 1
MCRCFAV 1FWA 1
NAMICUNF 2
OAGFAV 1
Root Insurance CoUNF 1
State FarmUNF 1
USAAUNF 1
Registered lobbyists who testified
FAVWhite, MarcelineMCRCRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition
UNFHarting, MartaState FarmRegistered for: Abbott Laboratories; Annie E. Casey Foundation, Inc., The; Asurion Insurance Services, Inc.; Baltimore Community Foundation; Baltimore Gas and Electric Company; Baltimore Public Markets Corporation…
UNFKarkhanis, NealUSAARegistered for: American Council of Life Insurers; Tobacco-Free Kids Action Fund; City of Westminster; League of Life & Health Insurers of Maryland, Inc.; It Works Learning Center, Inc.; America's Health Insurance Plans…
FWAWHITE, MARCELINEMCRCRegistered for: Maryland Consumer Rights Coalition DBA Economic Action Maryland; Maryland Consumer Rights Coalition